The expected outcome is that these two cards will belong to the same suit or be a royal match, that is, a King and a Queen of the same suit. Most single deck blackjack tables have disappeared from the Las Vegas Strip because of this. In short, blackjack simply offers you better payout odds; how you choose to go after that payout (one big bet or several smaller bets) doesn't change those odds. For example, with four decks the house edge is a little under 9%. The probability of winning in blackjack is approximately 42% across all game types. 45%. Paying a 6 to 5 payout is easier than you think. Progressive Blackjack: A Payout and A House Edge Like Slots. On the other hand, blackjack lets you make decisions that impact your hand’s outcome. The types of casinos in this list range from small classic locals casinos to major resorts. This means that if you bet $10, for example, and you win, you walk away with $20. Some blackjack variations offer the 21+3 side bet to add a twist to the classic casino game. For five, it’s 7. The double zero, also known as the 00, is typically green in color. Best Casinos for Serious Low Rollers. Well, casinos have slowly lowered that blackjack payout. My local casino offers a Lucky Ladies side wager which has the following odds: 4:1 for any 20 10:1 for suited 20 25:1 for matching 20 200:1 for 2 queens of hearts 1000:1 for 2 queens of hearts with dealer blackjack. But for a normal casino game, you would be hard pressed to. 24% in a six-deck game, and 2. To have no house edge, the meter would need to reach $207,287. Any straight, flush, trips, or straight flush would pay 9:1. Regular blackjack typically has a low house edge (around 2%). The latter rule increases the house edge by 1. Although typical blackjack casino games have a house edge of less than 1%, the house edge for the insurance side bet varies from 5. Odds and House Edge for 21+3 Blackjack. We’ve reviewed dozens of games, and while a 3:2 payout is standard at the best blackjack sites, some venues might offer a. 21+3 Blackjack Side Bet – Learn how the 21+3 side bet works in blackjack: the rules, odds, payouts, plus some tips for how to beat it. If you get 21 points exactly on the deal, that is called a “blackjack. To win at blackjack, a player must get a higher value hand than the dealers without going over 21. Here are rule nuances that you may encounter in some casinos: Five decks (rather than six) – Lowers house edge by 0. Latin Blackjack. Our strategy calculator will help with this. In 3/2 Blackjack, you win $3 for every $2 that you bet. START HERE: Oh, so you put down $10 [and] instead of getting $10 now. Odds and potential payout of different bet types Roulette bet typeHow is the blackjack odds payout being done? Blackjack payouts are pre-determined and are done automatically on the result of each hand. The Perfect Pairs side bet is a wager that a blackjack player places with the expectation of being dealt a pair as first two cards. Just wondering if a very large spread on a single deck 6-5 would overcome the house advantage? I've heard it takes a 20-1 spread, but I've also read that once the count got to plus 2 and over that an 8-1 spread can overcome the 6-5 payout and make the game beatable. All tables will. Pay table 2 was a double-deck version, omitting the pay for a suited 7-7-7, which is impossible in a double-deck game. Like so many other cases in this version of blackjack, players are given the option to deviate from optimal strategy to seek higher payouts. 56% for each $10,000 in the meter. The second is for Spanish 21, which uses a depleted 48-card deck with no tens. a mixed pair - two cards of the same value but different colors (e. 5:1, meaning that you multiply your bet by 1. I’d rather play dollar blackjack with a lower house edge, but I’ll settle for the favorable $2 game. Posted June 19, 2016. With simple rules and good odds, it’s no surprise blackjack is the most widely played casino table game in the world. If we are dealt two Queens of Hearts, we receive a payout of 125 to 1. Sometimes the house has different odds. This is what the Perfect Pairs Blackjack table commonly looks like: Mixed pair pays out 5:1; Colored pair pays out 10:1; Perfect pair pays out 30:1; However, the Perfect Pairs Blackjack payouts can differ depending on the casino. There is also a rule called the discard after double. Tip: The optimal strategy of this variant is only achievable when you stay away from the Free Bet Blackjack side bets, as these lower the respective RTP range from 98. The odds vary by casino operator but here’s an example of Buster Blackjack odds you might see. The time now is . Perfect Pairs have got a very rewarding payout scheme but can be quite difficult to land. 8. The special odds on Twenty-one ensured players received a 10:1 (ten-to-one) payout. As a blackjack side bet, the odds of winning a over/under 13 are quite good. Blackjack payout cheat sheet. The odds of you and the dealer having blackjacks simultaneously are only 0. ^ Technical InterruptionsThe payout or betting odds for winning at blackjack are typically around 3/2. 4 6. The casinos covered above certainly give you an opportunity to play blackjack for cheap. two-thirds of all blackjack tables on the Strip are now only offering only 6:5. 22% (one in 450 hands), but the odds of a dealer’s ace upcard upgrading to blackjack stand at 30. If you were getting 3:2 odds, you’d win $150. 77%, roughly four out of 13 hands. *NOTE: Some Blackjack tables will pay Blackjack odds of 6 to 5. Here's a typical payout structure for multi-deck blackjack which is fair for the player but still offers a house advantage. You can boost your profits from favourable hands, cut down your losses when in a tight spot against the dealer, or improve your winning odds when starting with a bad hand like 8-8 versus a ten. Add them up and the payout is $3,562. There are always minimum and maximum bets in blackjack. Blackjack Payout Odds – What Could You Win. Thus, to conclude on ‘what are Perfect Pairs’, they are a side bet option that is available for online blackjack games. A Perfect Pair is defined by the player's or dealer's initial two cards matching in both rank and suit. Blackjack Payouts Odds to Win Estimated House Edge; 3:2: 31. Understanding the odds, payoffs, and average winnings in blackjack can help make. Lucky Ladies is a side bet offered in certain standard blackjack variations. 7%, is a hand totaling 1-16, which is considered a decision hand. Side bets are mostly side games of luck and chance. (Odds bets can be in any dollar amount on 4 or 10. Learn to identify each blackjack variant, calculate the house edge differences, and find good 3:2 games that put the power back in your hands. Four digits this time, but same strategy. The likelihood of this happening stands at 1 in 6. Two cards are dealt to each player and the dealer. 4%. 0. If you bet $10 and get a blackjack in a traditional game (3-to-2 payoff on blackjack) you will win $15. Theoretically you will win $98. The dealer pushes with 16 against 17-20. Straight Flush: Three cards are of the same suit with a consecutive value sequence like 5, 6, 7, and all spades. Basic rules of betting in blackjack. The total blackjack payout, then, partially depends on your wager. In version 1, the dealer must have a blackjack. 22%. A definitive guide on side bets in Blackjack such as Perfect Pairs, 21+3, Lucky Ladies, Insurance, Double Down, etc. It is dealt at 39 casinos. To be more specific, the table had printed on it “payout is 2 to 1”, but I remember blackjack paying $22. 5 blackjack but the question is, what is the difference and who does this change favour. However, in some games (especially single deck games), a natural blackjack pays at 6:5 or 1:1. That goes up by 0. . The new suit alleges that the MGM Springfield paid customers with odds of 6 to 5 when a blackjack was dealt. 1% of the time, with the third possibility of a draw being. 2% on the main BJ bet at a true count of. Mr Blackjack covers the payouts, odds, and more behind this side bet. 4% and when playing 1:1 game the house edge increases by about 2. The video blackjack game has a house edge of 3. These bonuses do not pay after doubling. Normally, if a player receives cards totaling 21, they receive a 3 to 2 payout. All wins are on a. Without the blackjack, the dealer busting with 7 or more cards pays at lower odds of 50 to 1. On a double zero roulette wheel, the true odds are 37:1 as there are 38 numbers on the American roulette wheel. Only advantage players should consider adopting betting systems. I then used CVCX to see that the house edge reaches -3. Now, at blackjack tables at the Venetian and Palazzo, the payout for a blackjack has been reduced to 6-to-5. Blackjack payout percentages. In that case, you don’t lose your bet, but you don’t get any winnings either. 8%. Different blackjack payout rules apply when you play the different options that are available. Blackjack and casino experts, like Mike Aponte, who was part of the infamous MIT card-counting team, say this is no fluke, as casino owners have found ways to get more money from gamblers. Playing at online casino for real money can be a thrilling experience! At OUSC you will find the most trusted sites to play with cash and the best real money games. Learn to identify each blackjack variant, calculate the house edge differences, and find good 3:2 games that put the power back in your hands. Same with the machine , if you started with 20$ and played for 1 hour 5 $ each hit, winning every second hit (in average) you actually played. The standard payout for a blackjack is 3 to 2. The RTP for the 21+3 side bet is usually around 96. However, different card combinations bring different winnings. The aim of blackjack is to have cards with a value closer to 21 than the dealer without going bust. On just a $10 bet, the difference in profit is a whole $3, which is huge. Our blackjack calculator will calculate the best possible option for winning, by telling you what your next move should be. More $10 blackjack tables provide 3:2 odds. The dealer has a higher chance of busting when showing a small card (2 through 6), and a lower chance of busting with a strong card (7 through Ace). g. European Blackjack. At the time, the jackpot was $17,347. 20 – Flamingo. If you feel like playing some blackjack with a big payout, Aria’s the place to go. Queen of hearts pair-- that payout structure will. 50. The odds for a player winning a game of blackjack are as high as 42. Blackjack is an even-money card game at its core. 5% over the long-term. On hands resulting in a player loss or push, the dealer takes back the "free bet" button. A dealer busting with 5 cards offers a payout of 4 to 1. Perfect Pair: A perfect pair is when the two cards are of the same value and the same suit. As you can see, the chances of hitting three suited or diamond (♦) 7s is very small, but leads to a big jackpot payday. 5 times your bet as a win. They revolve around both the player's and the dealer's hands. The minimum gambling age is 21 and the casino is open 24 hours daily. The numbers in each refer to payout ratios when getting a blackjack. So your probability of getting dealt a "natural" 10 blackjack on the first two cards of a round is about 2. In that case, you don’t lose your bet, but you don’t get any. This calculator will show you the best return for a blackjack hand. For example, you can decide to stand, hit, double down, or split a pair. Old school blackjack tables had seven blackjack boxes, or spots, and that was it. 250-to-1: Dealer. ) Odds bests on the point number of 5 or 9 pays 3 to 2. The remaining numbers, multiplied by 1. Six decks. The dealer stands on soft 17, and you can’t re-split aces. 5. Learn the Rules . Using the same hand values listed above, your payouts will be as follows:. The winning amount is paid out immediately. 4062% plus +1. Lucky Ladies wagers areKing’s Bounty (KB) is Shuffle Master's answer to Galaxy Gaming's Lucky Ladies (LL) blackjack side bet. The optimal strategy for playing Free Bet. You can find it on blackjack tables offering 21 + 3 that have a 4, 6 or 8 deck shoe. If you’re looking to play Blackjack with Early Payout, you can select low table limits of $5-$100. If the player has wagered 1 coin, he will need to pay 1 coin to double as well. Please do yourself a favor, and refuse to play in one of those games. At only 6:5, it is only a $60 victory. These decisions can increase or decrease your chances of winning the bet. In the event the player draws 21 with more than 2 cards, the Dealer’s Blackjack is the winning hand. Version 1 of 21+3 I noticed at the Las Vegas Hilton in April, 2001. How Do Blackjack Variations Impact the Odds and House Edge (Blackjack Odds Table) Whether the dealer hits or stands after a soft 17, the number of decks, side bets , or if blackjack is paid in 3:2 or 6:5. 4%. Cosmopolitan. Read this table for more details. 100% of MegaSpanish 21 is a variation of one of the most iconic casino games, Blackjack. For example, the overall odds on blackjack favor the casino by only 1%, while the casino has a 25% edge overall when it comes to slot machines. g. Thus, to conclude on ‘what are Perfect Pairs’, they are a side bet option that is available for online blackjack games. Dealer Blackjack wins automatically, and Player Blackjack wins automatically, even against the Dealer’s. The average online casino in Canada will usually sit at 95% win rate. The Encore and MGM allegedly paid blackjacks out at 6 to 5 odds without any other adjustments. • Players receive 3 to 2 odds when dealt a Blackjack, (any Ace and a 10 value card) unless the Dealer is also dealt Blackjack – which is a “push” • When the Dealer shows an Ace, players can buy “insurance” for up to 1/2 of their bet, paying 2-to-1 odds if the Dealer has Blackjack. The objective is again to beat the dealer with a stronger hand total without going over 21. On 99. Now, on a 6:5 payout table, the same blackjack on a $20 bet will net you only $24. Keep the side bet Min and Max in mind when you do. James is a casino. com APONTE: The beauty of blackjack is that the player will get a 3-to-2 [odds] payout on their wager, which is equivalent to 150%. This calculator will show you the best return for a blackjack hand. Wins pay 15 to 1. 5 x your bet when you have blackjack. On the other end of the spectrum, seven tables with a 0. The difference is that in a 3:2 payout, the player receives $3 for every $2 bet on a successful. Even if they hit that lucky 21, they say. When you play a new version of blackjack online every night,. This means that every $5 bet would get paid a $1 bonus instead of the normal $2. Of course, a few blackjack games throughout Macau can differ slightly. Since most real-world, online and mobile casinos use either 6 or 8 decks in the majority of their games, I will list the most commonly used. Blackjack table. 4%, or around 1 in 42 hands. Let’s look at a simplified example: Let’s say you have a casino that offers a simple game where you choose a number between 1 and 10, and then they do a lottery-style drawing where they randomly select a number between 1 and 10. Horseshoe deals it for $25 with a 6:5 payout. com's Craps for Dummies Guide. 024 = 2. is an optional progressive side bet for Blackjack based on the number of 7’s a Player and/or Dealer receives. 000004%. Dealer can push at 22: In some casinos, especially in Australia, a controversial rule was introduced that allows the dealer not to go bust at 22 (contrary to the player that. Some casinos even post about this payout as if it were some kind of bonus, and some players fall for it. Generous venues might offer a 35:1 perfect pair payout, while those with a tighter budget might lower this payout to. Dealer Odds of Winning. Place a bet on the Perfect Pairs option next to your box at the table. I refuse to call that blackjack. The payouts for the follow blackjack side bets: Insurance, 21+3, Perfect Pairs, Lucky Ladies, Royal Match, Super 7's, Over/Under 13 & More. 18% + 14. If a player gets a blackjack, then they are paid 3 to 2 (or 1 ½ times their bet). Most other blackjack variants condition the players to push whenever they get this hand, but not Spanish 21. Blackjack Rules, Part 2. A good example is the blackjack 6 to 5 payout odds. I saw this as a "red light" $1 bet at the Rampart on January 29, 2021. 50, whereas as $1. 50. The best payout for this will be 3:2. Blackjack Payout: 3 to 2: Insurance: Yes: Insurnace Payouts: 2 to 1: Progressive Blackjack by WGS. In the event that the dealer also makes Blackjack, the hand will be a stand-off (a tie or draw) and you will neither win nor lose. 000068%. When you get a natural, you get a 3:2 payout—that’s the same as getting $300 on a $200 bet. The special odds on Twenty-one ensured players received a 10:1 (ten-to-one) payout. 6-7-8 = 25:1. The difference between 3:2 blackjack and 6:5 blackjack is simple. With a 6:5 payout, you would get $6 for every $5 you bet giving you a 1. A summary of the game rules can be found below: Free Bet Blackjack pays 3:2. As always, the actual RTP you’ll get depends on the game you play. Here are pay tables which include different ways of paying the progressive jackpot. 4%. It will help you learn how to play blackjack smartly by eliminating potential errors. You can calculate the probability if you divide the number of winning outcomes by the number of all possible outcomes. It means that the initial two cards of the player and the dealer's up card are of consecutive values such as 3♣4♦5♠. 3: 2:1: Other Blackjack Side Bets. For those that know the basic strategy, baccarat has a higher house edge. But the fun stuff comes after you. There are only two single-deck blackjack games in Las Vegas that pay 3:2. Blackjack insurance is a side bet offered to the player if the dealer’s up-card is an ace, as insurance against the dealer’s hand being ‘blackjack’. It rewards punters with a 3:2 payout, which boosts their stakes by 150%. In summary, this casino has a pretty solid Blackjack offer. 4%, or around 1 in 42 hands. Both wagers pay based on the player’s two cards totaling 20. ”. It may seem like a small difference but it makes a huge difference in your expected outcome. RULES Decks: Double After Split: Surrender: Soft 17: This is our first blackjack game and trainer and I'm proud to finally add our version 2 with enhanced graphics and the ability to learn how to count cards to my website. It is the moment that all blackjack players long for, especially when they have a lot of money on the table. Odds bets on the point number of 4 or 10 pays 2 to 1. If the dealer does not bust, then the side bet loses. Facecards have a value of 10 in blackjack Such card combination is referred to as natural 21 or blackjack. BLACKJACK: OPTIONAL SIDE BETS GAMBLING PROBLEM? CALL 1-800-589-9966 Must be 21 or older to gamble. For indication, a 3:2 blackjack payout would award $3 for every $2 blackjack win, while a 6:5 rate pays $6 for every $5 won. They offer a 1:1 payout and act as insurance against the dealer’s blackjack. A staggering amount of 5,000x stake payout is earned by getting a hand with three suited aces. Baccarat Odds. The house edge with Lucky Sevens for 4, 5, 6, and 8 deck games is. You MUST play the Little to bet the Big. In this Wizard Slots blog post, we’ll be going through everything you need to know about blackjack payouts, the odds, and how to pick the best blackjack game. $25 No Deposit Bonus. Odds of Winning Blackjack Game. For a four-card hand, the payout odds are 1 in 2. For the best odds the Tropicana has to offer, it’ll be $50 per hand to play six-deck, stand on 17, stingy rules with a 0. But on the ship, only gets $12. 100% Jackpot. Perfect pairs is a bet type similar to. The American roulette wheel has 38 numbered slots, with numbers 1 through 36, a single zero, and a double zero. Payouts in baccarat. Straight pays 10-1. Surely you can find a shoe game with better odds. Odds and House Edge for 21+3 Blackjack. The TriLux is an optional bonus bet for Blackjack that considers the first two cards the players receive and the dealer’s up card. However, the payout odds for the classic blackjack bets are higher than for the classic craps bets. 50. Spanish 21 is the most popular Blackjack variation and combines the action of Blackjack with the exciting payouts of a slot machine. Suited 7-7-7 when the dealer has a seven face up pays $1000 for. The 3 to 2 odds would provide a larger payout to the player. Craps will have odds bets, but they will be restricted somewhat. You can read more about craps strategies and rules in PokerNews. That means if a player’s cards add up to 21, he or she is paid $150 for a $100 wager. Free Bet Blackjack is by far the most popular blackjack variant in Las Vegas. Two thousand would be three thousand. With payouts, odds, rules, etc. Odds: Payouts: Blackjack: 0. 3/2 Blackjack – 1. The second is for Spanish 21, which. The only changes are the name and the pay table. 05%. 14 Key Rules To Follow When Playing Online BlackjackFive Decks : Blackjack types that use five decks will pay only 3:1 in an unsuited match. 45%. The payouts are quite high, with a 15% probability of winning. if the % of getting a blackjack is 4. As for the odds, they vary depending on. Blackjack Perfect Pairs is a side bet that has grown in popularity to the extent that it lends its name to blackjack games. Essentially, the game will offer odds based on the relative strength of your hand and the dealer's known cards. Double Deck Blackjack. Hence, we recommend playing with light cash and only for fun. The payouts for the follow blackjack side bets: Insurance, 21+3, Perfect Pairs, Lucky Ladies, Royal Match, Super 7's, Over/Under 13 & More. The most important frequencey to note is the chance of being dealt a natural blackjack (natural 21 value. However, you have to pay the house 5%, which reduces your winnings to $19. The +200 (2/1) payout for Insurance is a poor return for a bet that carries a house edge. This is common in single-deck blackjack games. START HERE: Oh, so you put down $10 [and] instead of getting $10 now. 7% respectively. Any matching cards totalling 20 points (same rank and suit) holds a payout of 19 to 1. Even Money bets can seem like a sure thing in blackjack. New players can get their feet wet for $10 a pop at the Tropicana Atlantic City’s standard stingy 0. Both side bets have a special payout for a matched pair. Losing all wagers after splitting. 00. The 6-to-5 tables are rampant on cruise ships and lower a gambler’s expected return by about 1. 024 = 2. For every 10,000 bets units in the jackpot, the return increases by 14. 58%% to 28. The odds of you consecutively losing 10 hands in a row are one in 510. They say that in Las Vegas casinos, while slot machines are likely to pay 90% or higher, it’s rumoured to be only about 80% on cruise ships. If it’s any other total other than 20, you lose the bet. As you can probably guess, the true probability of the next card being a 10 is lower than the probability implied by the payout odds. 21+3 Side bets blackjack odds in numbers. The higher amount of cards in the dealer’s busted hand, the higher the payout for the Buster bet. 5x for a natural. Table Limits: $50/$100 minimum – $10,000 maximum Blackjack Rules: dealer stands on Soft 17 (S17), double down after split (DAS), no resplitting aces, no surrendering. Version 1 of 21+3 I noticed at the Las Vegas Hilton in April, 2001. According to the claim, the state law requires that a player be paid odds of 3 to 2 when dealt a blackjack. With blackjack, at most online casinos, the house edge can go as. 21+3 Blackjack Side Bet – Learn how the 21+3 side bet works in blackjack: the rules, odds, payouts, plus some tips for how to beat it. With blackjack payout odds of 3 to 2, single deck was indeed a great game to play. Blackjack Payouts, Odds, and the House Edge Posted by Veronica Taylor . Two unsuited aces pay 50x while 2 suited aces yield a 100x payout. E. But there are some important concepts to understand before sitting down at a blackjack table for the very first time. The main bet in blackjack is how your hand does against the dealer’s hand. Flush: Stake on all three cards having the same suit. 21 Suited = 15:1. Four 2s, 3s or 4s – 80 to 1. Doesn’t seem like such a big deal, does it?Progressive Blackjack. A. Odds for a 3:2 Payment. The others are. This article explains how the odds, payouts, and house edges work in baccarat to help you determine what bets may help improve your winning chances. The fewer decks in play, the higher the probabilities, but only marginally so. START HERE: Oh, so you put down $10 [and] instead of getting $10 now. Then the dealer plays their cards and then you turn over your cards and if you beat the dealer you win. How much does blackjack payout? Blackjack typically pays out 3:2, meaning that if you bet $10 and get a natural. Five Facts About Black Jack Odds. The odds of being dealt a Blackjack, which consists of an Ace and a 10. While most pay 3:2, some games have 6:5 odds, meaning the house edge grows (by 1. The two bets, I call Little Trilux and Big Trilux, small one pays 9 to 1 for Straight, Flush, 3OAK, Straight Flush, 3OAK suited. 9 13. Some players refer to Pay Table A as “short pay Lucky Ladies”, especially when it is used on a 2-deck game. Positive Figures (+): The odds state the winnings on a $100 bet. BLAZING 7’S BLACKJACK PAYOUTS WINNING HAND PAYOUT Three 7’s of Diamonds First three cards – the player’s two cards and the dealer’s up card. We have used mathematical probabilities to work out the best moves to make. Silverton has a single-deck game that only has double down on 10 and 11. The others. Find out how to play and the payout odds. 2. 6 TO 5 Blackjack Payouts . Following this chart you will see that the most common two card hand, at 38. Dealer stands on soft 17. Roulette is a wheel with 38 numbers on it. Blackjack Strategy. Here, for every $10 you bet you will win $15. Blackjack has the most favorable odds for players (who know how to play the game. If your initial hand is 20 in aggregate, you’ll receive a bonus payout. Again, you could get a blackjack by getting an ace and a ten. Dealer action on Soft 17: If the dealer hits on soft-17, you can instantly add 0. Sep 29, 2023Oct 12, 2023Add $6 to $12 and your answer is $18. Some blackjack variants may be playable while providing a smaller payout for blackjack, but you’ll have to look at those games individually to find out. 5 (3/2) = $150. Both cards must have the same value and suit to win (for example, two Kings of Diamonds. The house edge of this variant is around 1%. In a game of baccarat, betting on the banker’s hand in an eight-deck game has the highest. The special combination of odds gave birth to the term ‘Blackjack’. 90%. 6:5 Blackjack may sound better, but it pays you less, costing you big in winnings over time. Blackjack players on the Strip are paying more to gamble and winning less. One ace of any suit: Payout odds of +300. A definitive guide on side bets in Blackjack such as Perfect Pairs, 21+3, Lucky Ladies, Insurance, Double Down, etc. 6 to 5 blackjack is unacceptable,and anybody that plays blackjack that has a clue would make a stand against these casinos ruing players odds by making 6 to 6 blackjack. 49. The highest payout casinos always offer payout percentages above 97%. or by getting a ten and then an. With the usual 3:2 odds, the player receives $75 in winnings. Las Vegas casinos are trying to weed out less affluent gamblers by reducing the odds and decreasing the payout. Traditionally, Vegas blackjack games offered 3-2 payouts for blackjacks, when a.