locations and for a statement credit toward. That's $750 when you redeem through Chase Ultimate Rewards®. It offers bonus rewards for travel and dining, with options for. Your Guide to Benefits has what you need to know about the travel and purchase protection benefits that come with your card* - what's covered, not covered, and how to file a claim. 25 cents per point. Variable APR:. Balance transfers. New Chase Sapphire Preferred® Card members can now earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. But there is still one way to get it: A referral link. A “good” FICO Score ranges from 670 to 739, a “very good” score is 740 to 799 and an. In addition to the generous bonus offer. The Chase Sapphire Preferred is worth it if you can utilize the card’s rewards and benefits more than the $95 annual fee. The Chase Sapphire Reserve is a no-brainer card for those who are looking to up their reward earnings to the highest level. 3x points on travel and dining: With Chase Sapphire Reserve, you can earn 3x points on all dining and travel purchases after the first $300 is spent on travel purchases annually. Redeem Points Through Ultimate Rewards. P. The Sapphire Preferred Auto Rental CDW covers the cardholder or authorized driver for theft and damage while the vehicle is in your control for a rental period not exceeding 31 consecutive days. Account Fees. 49% variable APR on purchases and balance transfers and does not offer an intro period on purchases or balance transfers. Earn up to 50,000 Bonus Points per year by referring friends to the Sapphire Reserve card. The Chase Sapphire Preferred is popular because it offers desirable rewards rates on travel, hotels, car rentals and more, including everyday spending categories like dining and streaming. 25 cents apiece, which means that these remaining points are worth more than $1,000 toward travel. What both Chase Sapphire cards have in common. 25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase. The Chase Sapphire Preferred Card comes with premium offers and rewards for dining, delivery, and everyday experiences. NOT FDIC INSURED. The Chase Sapphire Preferred® Card is a popular travel rewards card – and for good reason. View the current offers here. Unfortunately, the card issuer doesn't offer a promotional APR for purchases or balance. 3. Reward your inbox with the TPG Daily newsletter. For $95 a year, the Chase Sapphire Preferred packs in a punch with a slew of benefits, for travel, shopping and otherwise. If you’ve applied for 5+ credit cards in the last 24 months, you will not be approved. 49%, and the Reserve starts at 22. It's no secret that we think the Chase Sapphire Preferred Card is an excellent travel credit card with just a $95 annual fee and plenty of benefits. Chase Ultimate Rewards are incredibly valuable since each point is worth $1. The Chase Sapphire Preferred® Card is the winner over the Bank of America Customized Cash Rewards credit card. NOT FDIC INSURED. It's not the only fee you need to worry about with the Chase Sapphire Reserve® Card, either. Valid loss-of-use charges assessed by the rental company. The card also comes with some of the best travel insurance protection you will find from any credit. com or ESPNPlus. Chase Sapphire Preferred is worth its $95 annual fee for. The Chase Sapphire Preferred® Card has a number of value benefits included in its $95 annual fee. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. The Chase Sapphire Preferred. You can also transfer your points to any of Chase's 11 airline partners or three hotel partners at a 1:1 ratio and they may be worth. Chase Sapphire Preferred Highlights. While not as lucrative, the Chase Sapphire Reserve currently comes with 60,000 bonus points after you spend $4,000 on. 49%, and the Reserve starts at 22. The Chase Sapphire Preferred is widely considered one of the best travel credit cards available, but I often get emails from readers asking if the Sapphire Preferred is worth it, considering the $95 annual fee. Get 5x total points on travel, 3x points on dining and 2x on other purchases, plus 25% more value when redeemed for travel. Lounge access with Chase Sapphire Reserve. The Chase Sapphire Preferred® Card carries a $95 annual fee, compared to the Capital One Venture X Rewards Credit Card’s $395 annual fee (rates & fees). The Chase Sapphire Preferred’s benefit package helps it snag top spots on many lists of the best credit cards across publications. This helps expedite your overall security experience by reducing waiting times. For more than a decade, the Sapphire Preferred has been one of the most popular travel credit cards on the market – it's undoubtedly our favorite card for beginners, period. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to $750 when you redeem for travel through Chase Ultimate Rewards® since point redemptions are worth 25% more this way. You can do a balance transfer with the Chase Sapphire Preferred card either online or over the phone at (800) 945-2000. Monthly Service Fee with a balance under $75,000* on each. So they’re worth more if you redeem them to make new travel purchases through Chase. Monthly Service Fee with a balance of $75,000* on each statement period. 99% - 29. This is also formally known as the Chase 5/24 rule. 49% - 29. The current welcome bonus on the Chase Sapphire Preferred is 60,000 points after you spend $4,000 on purchases within the first three months from account opening. The Sapphire Preferred is one of our most recommended credit cards, especially for travel beginners. Bottom Line Chase Sapphire Preferred is one of the best credit cards for bonus rewards, particularly if you like to travel. The Sapphire Preferred Card has a minimum $5,000 credit line. Using this card, you can earn 5X points on travel purchased through Chase Ultimate Rewards®; 3X points on dining, select streaming services, and eligible online grocery purchases; 2X points on all other travel purchases,. However, with the Chase Sapphire Preferred, you get added value. The card also allows you to receive 1 cent in value when redeeming points for a general statement credit, while the Capital One Venture X card offers just 0. Though exact amounts vary over time, a sizable bonus can be worth hundreds. Monthly Service Fee with a balance under $75,000* on each statement period. One of the most important factors is your credit score. Annual fee: $95. Cardholders pay no foreign transaction fee, but there is a balance transfer fee of either $5 or 5% of the amount of the transfer. We loved the Chase Sapphire Preferred® Card before, now we love it even more with the additional benefits that were just invited to the party. Once you get the hang of it, the lineup of transfer partners available with the Chase Sapphire Preferred is stellar. Point are worth 1. Earn 5% cash back on first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. The My Chase Plan Fee will be determined at the time each My Chase Plan is created and will remain the same until the. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. The Chase Sapphire Preferred® Card’s increased bonus is scheduled to expire by 9:00AM ET on 5/25/2023. Chase Sapphire Preferred - Refer-A-Friend - Chase. Get a free membership of Instacart+. The Citi Premier® Card is also a midlevel travel card with a $95 annual fee. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. The card offers a $50 annual hotel statement credit that can be used through the Ultimate Rewards portal. Chase Sapphire Preferred® Card: Up to five referrals; Maximum 75,000 bonus points: Chase Sapphire Reserve® Up to five referrals; Maximum 50,000 bonus points: Cards in the Southwest Rapid Rewards. g Chase Sapphire, Chase Sapphire Preferred or Chase Sapphire. The Chase Sapphire Preferred has an annual fee of just $95, while the Amex Gold comes with a considerably higher annual fee of $250 (see rates and fees ). Chase Sapphire Preferred highlights Welcome offer: Earn 60,000 bonus points after you spend $4,000 on purchases within three months of account opening Annual fee: $95Both the Chase Sapphire Preferred card and the Amex Platinum card offer trip interruption and cancellation insurance. The Chase Freedom Flex earns 5X the points on rotating quarterly categories, such as groceries, gas, and dining, while the Chase Freedom Unlimited earns 1. If DashPass is activated between 1/1/24 - 12/31/24, your expiration date will be one year. The easiest way you can reach the Chase Sapphire Preferred customer service is by sending them a secure message online or by calling them at (800) 493-3319. The Chase Sapphire Preferred® Card is a very good credit card for bonus rewards on travel and dining. The card recently revamped its earning rates so cardholders can accrue rewards even faster. Chase Sapphire Preferred Card. In addition, you need to be at least 18 years old and have either a Social Security Number (SSN) or an Individual Taxpayer Identification Number. The Chase Sapphire Reserve® is a premium travel credit card and its annual fee reflects such: It costs $550 each year to hold the card. In general, Chase Ultimate Rewards® points are worth 1 cent each. New cardholders of the Chase Sapphire Preferred can earn 60,000 points after spending $4,000 on purchases in the first three months of account opening. DashPass normally costs $9. The Chase Sapphire Preferred has lots of amazing benefits, and the $50 annual credit is one of them. NOT FDIC INSURED. If you want to. That makes a 60,000-point welcome offer. The Chase Sapphire Preferred is offering up to 100,000 points after you spend $4,000 on purchases in the first three months of account opening. It offers a great return on spend and offers a small handful amount of additional benefits that are very valuable. For more than a decade, the Sapphire Preferred has been one of the most popular travel credit cards on the market – it's undoubtedly our favorite card for beginners, period. 5 points per dollar spent for all. Both cards also offer $10 per. With the Chase Sapphire Preferred Card, trip cancellation insurance will reimburse you or your immediate family members up to $10,000 per person (for a maximum of up to $20,000 per trip) if a. First things first: Always check the Chase Ultimate Rewards travel portal before you book a ticket. The Chase Sapphire Preferred does not charge foreign transaction fees, making this a great credit card to keep in your wallet on international trips. 25 cents apiece when redeemed for travel through Chase, but can also be transferred to 11 airline and three hotel partners for. 0125, but your credit card will be charged the full remaining dollar amount. Chase Sapphire Preferred Rewards . Chase Sapphire Reserve, Chase Sapphire Preferred, Chase Sapphire, and J. The Chase Sapphire Preferred® Card has long been one of the best travel credit cards on the market. Chase Sapphire Preferred Card — DoorDash. The Chase Sapphire Preferred is best for travel purchases and redemptions—points are worth 25% more when redeemed through the Chase Ultimate Rewards portal. A. Use the Chase Sapphire Preferred® Card for the categories that are more rewarding with that card, and use the Chase Freedom Unlimited® for a base rate of 1. Annual Membership Fee. 6 Welcome Bonus 60,000 bonus points Annual Fee $95 Regular APR 21. While new cardholders get this credit right. S. When Sapphire. Chase offers one of the most versatile travel rewards credit cards on the market today with the Chase Sapphire Preferred® Card. Find a Chase location near you. For flights, you have a couple of different options. How to upgrade from Chase Sapphire Preferred to Reserve. Both cards also provide up to $250 in reimbursement for ground transportation expenses related to the trip. This popular card offers users enticing travel perks, from no foreign transaction fees to access to 10+ airline and hotel transfer partners — all at an affordable $95 annual fee price point. There’s a $95 annual fee for the Chase Sapphire Preferred Card. Both come with manageable annual fees for beginners and experts, at $95 per year. Both the Chase Sapphire Preferred card and Citi Premier card come with these distinct travel benefits: Luxury Hotel Benefits — The Chase Sapphire Preferred card offers access to elite-style benefits via the Chase Luxury Hotel and Resorts Collection. Annual Fee: $550. Chase Sapphire Preferred - Refer-A-Friend - Chase. There's no question that the Chase Sapphire Preferred Card is one of my all-around favorite credit cards. It is less travel-focused than the Chase Sapphire Preferred, and offers a well-rounded rewards program and greater. 5 points per dollar spent for all. Neither card offers an. While that’s a 20,000-point drop from the card’s previous bonus for the same spending requirement, the new bonus still offers plenty of value, especially if you redeem points for travel with Chase. Enter the authorized user's detail s: After clicking on the ‘add authorized user' tab, you will be. $95. You'll earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. OR ANY OF ITS AFFILIATES. 49% to 28. The $95-annual-fee Chase Sapphire Preferred Card and the $550-annual-fee Chase Sapphire Reserve offer high coverage limits and industry-leading reimbursement terms, surpassing most other travel. I recently got notified that I was qualified for it with a $6000 credit line but wasn't sure if it was worth it. Two of the best travel rewards cards are indisputably the Chase Sapphire Reserve and the Chase Sapphire Preferred Card. Additionally, it offers flexible point redemption options, no foreign. com. The Chase Sapphire Preferred ® credit card has several travel benefits, but a reimbursement for the TSA PreCheck ® fee is not one. Learn how the Sapphire Preferred Card can benefit you today. The Preferred ranges from 21. If you have one of those, you can effectively convert your cash-back rewards from the Freedom Flex to fully transferable Ultimate Rewards. The Chase Sapphire Preferred Card is one of the best existing travel rewards credit cards on the market. With 1,300 Priority Pass lounges across the globe, you have many to choose from. Get 60,000 bonus points after spending $4,000 in the first 3 months and $750 toward travel when redeemed through Chase Ultimate Rewards ®. Get a free Priority Pass Select membership with a credit card. There is a 0% introductory APR on purchases for 15 months after account opening (then 20. The Chase Sapphire Reserve annual fee is $550 per year. That makes a 60,000-point welcome offer. Chase Sapphire Preferred Chase Sapphire Reserve; Annual fee: $95: $550: Earning rates: 5 points per dollar on travel purchased through the Ultimate Rewards portal. The lowest credit limit usually offered by Chase Sapphire Preferred is $5,000. Frequently asked questions. Chase Sapphire Preferred is an excellent travel rewards card for people with good credit or better. But an annual fee should not be the end. According to Credit Karma, Chase Sapphire Preferred's average required credit score is 736. 72% of the amount of each eligible purchase transaction or amount selected to create a My Chase Plan. For example, spending $4,000 in your first three months earns you 60,000. Standard: The Standard membership plan offers $35 lounge visits with an annual fee of $99. Chase Sapphire. Earn unlimited 3% back at Amazon. 49% while the APR on the Venture Rewards is 19. Dream bigger with the Disney Premier Visa Card from Chase. When applying for the Chase Sapphire Preferred credit card, you’ll need good to excellent credit. Find a Chase location near you. Chase Sapphire Preferred: Complete Guide to Benefits & Points - Katie's Travel Tricks. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. Currently, the Sapphire Preferred is offering a welcome bonus of 80,000 points after spending $4,000 on purchases in the first three months of account opening — making. That means you’ll need at least good credit to be approved. only. Meanwhile, the Chase Sapphire Preferred can redeem points at a rate of 1. 25 cents per point when booking. When you account for the card’s various perks, including the welcome bonus, 10 percent. Here's how the two compare. $ 0. This fee may be worth. Image Credit: Chase. 5X on all purchases. Instead, you need a premium card like the Sapphire Preferred, Chase Sapphire Reserve or Ink Business Preferred Credit Card. To utilize this perk, log into the Chase Ultimate Rewards portal, and if you have multiple Chase cards, make sure your Sapphire Preferred is the account selected. One. With the Chase Sapphire Preferred, cardholders can earn 60,000. 99% variable (see rates and fees ). Chase Sapphire. Apply for the Chase Sapphire Preferred credit card and earn 60,000 bonus points after spending $4,000 in the first 3 months. To transfer a balance online, you need to enter the amount you want to transfer, verify the information, and submit the request. Make more of every trip, every meal and every day with access to an impressive suite of cardmember benefits. Credit Recommended (670-850) Apply now at Chase's secure site. NOT FDIC INSURED. However, it's certainly possible to be approved for the Chase Sapphire Preferred as a beginner. The Chase Sapphire Preferred 10% anniversary bonus multiplies the dollar amount you've spent on the card by 0. Chase Sapphire Preferred comes with a variable annual percentage rate (APR) ranging from 21. 62 points for. Instacart+ benefits include unlimited $0 delivery fees on orders over $35, reduced service fees, and more. NOT A. If you choose to use points and your Chase Sapphire Preferred credit card to pay for your purchase, each point will be worth $. That's true for all three Sapphire cards: The Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® card, and the original Chase Sapphire® Card (no longer available to new applicants). The Chase Sapphire Preferred offers a $50 annual hotel credit that applies when cardholders book a hotel stay through the Chase Ultimate Rewards portal. 25 cents each toward the cost of a travel purchase through the Chase Travel Portal; If you instead have the Chase Sapphire Reserve, points can be redeemed for 1. Membership gives you access to over 1,300 lounges in more than 500 cities worldwide. The rewards for this card, given out as Chase Ultimate Rewards points, are focused on travel and dining spending. Chase Sapphire Preferred Card Bank of America Travel Rewards; Sign-up bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening: 25,000 points after you spend $1,000 in the first 90 days of account opening: Annual fee: $95: $0: Earning rates:At first glance, the Chase Sapphire Preferred’s 60,000 points seems lower than the Venture Card’s 75,000 miles. The My Chase Plan Fee will be determined at the time each My Chase Plan is created and will remain the same until the My Chase Plan is paid in full. Every year on your account anniversary, you’ll earn a statement credit worth up to $50 in hotels booked through Chase Ultimate Rewards. A pending credit card transaction is a purchase or charge that hasn’t been fully processed. The Chase Sapphire Reserve provides top-notch coverage for rental cars and also provides $300 in annual travel credits plus airport lounge access; the card's annual fee is $550. That's higher than any public promotion this card has ever extended before. Anytime the offer is 60,000. Among the top cards in this category are the Chase Sapphire Preferred Card and the Capital One Venture Rewards Credit Card. Chase Sapphire Preferred cardholders also receive up to $50 in statement credits each account anniversary year for hotel stays purchased through the Chase Ultimate Rewards portal. When it comes to Chase. Chase Sapphire Preferred® Card. But now, thanks to a refresh of the Chase Sapphire Preferred® Card and an annual fee increase for the Chase Sapphire Reserve® (it jumped from $450 to $550 in 2020), the Chase Sapphire Preferred. Cardholders pay no foreign transaction fee but a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is. To give an idea of how. The Chase Sapphire Preferred is a rewards credit card that offers premium perks in exchange for an annual fee. 25 cents apiece, depending on how you redeem them. 49%-28. 49% to 28. The Chase Sapphire Preferred is worth it if you can utilize the card’s rewards and benefits more than the $95 annual fee. Chase Sapphire Preferred Benefits List 2023; Earning Chase Ultimate Rewards points; Chase Sapphire Preferred annual benefits; Chase Sapphire. How to Get Approved for Chase Sapphire Preferred: Have an excellent credit score (usually 720+). The 100,000 points you can earn with the Chase Sapphire Preferred are worth up to $1,250 toward travel booked through the Chase portal. They also stipulate a maximum payout of $40,000 per 12-month period. People with the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® or the Ink Business Preferred® Credit Card, can transfer points on a 1:1 basis to about a dozen airline and hotel. The Chase Sapphire Preferred® Card is a great travel rewards credit card for plenty of reasons, but a few stand out perks include its valuable and transferable Chase Ultimate Rewards® points and. The Chase Sapphire Preferred is a huge winner in this category due to its exceptional welcome offer. If you have a decent credit history (a few accounts 3 to 5 years old or more), a decent score (somewhere close to 720), and an income of $50,000+ you probably have some good odds of being approved. So, while the average score for approvals is "good" to "very good," perfect credit history isn't necessary. Welcome bonus: 60,000 points after spending $4,000 on purchases in the first three months of account opening. $15/quarter for Sapphire® and Sapphire Preferred. com. Earn 5x total points on travel purchases through Chase Ultimate Rewards ® with the Chase Sapphire Preferred credit card. New cardholders of the. Chase Sapphire Preferred is the cheaper option by far and still offers stellar rewards, producing tremendous value for moderate spenders. OR . Recommended Credit Score. Chase doesn’t publicly disclose the Chase Sapphire Preferred. Just keep in mind that balance transfers are. 2. 60,000 bonus points. Crunch the numbers on your spending habits and don’t make a. The Chase Sapphire Preferred annual fee is lowered to $0 for anyone listed as a covered borrower in the Military Lending Act Database. So, while the average score for approvals is "good" to "very good," perfect credit history isn't necessary. The Chase Sapphire Preferred and the Chase Sapphire Reserve both require new cardholders to spend $4,000 within three months to earn a 60,000-point bonus right now. The Chase Sapphire Preferred Card has a limited-time increased welcome offer of 80,000 points, which you can earn after spending $4,000 on the card in the first three months from account opening. In This Article. Compare the card with the Chase Sapphire Reserve credit card and apply now. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. 5 points per dollar on Peloton equipment and accessory purchases of $250 or more with a maximum earn of 25,000 total points through. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. It earns 5 points on travel purchased through Chase Ultimate Rewards®, 2 points. The Chase Sapphire Preferred credit card offers some of the most generous travel rewards benefits available. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. 60,000 bonus points; 1:1 United transfer partner: Learn more: Chase Sapphire Preferred® Card 60,000 bonus miles; $0 introductory annual fee (then $95): Learn more: United℠ Explorer Card Newark to Los. 49% and runs up to 29. For a $95 annual fee, Chase Sapphire Preferred offers a huge. Its initial bonus is 60,000 points. The Chase Sapphire Reserve is a much more expensive credit card as it has a $550 annual fee instead of a $95 annual fee. 0125 each, which can add up to significant savings. The Chase Sapphire Preferred’s increased welcome bonus gives you 80,000 bonus points after spending $4,000 on purchases within the first three months from account opening. 5 cents per mile in value for this redemption option. Variable APRs based on creditworthiness — penalty APRs can also apply if you don’t pay your bills promptly. A. Additionally, it offers flexible point redemption options, no foreign. The following are cards reported to be subject to the 5/24 rule: Chase Freedom Flex. This number, which is reserved specifically for Chase Sapphire cardholders, should also be printed on the back of your credit card. Our rating: 4. The Chase Sapphire Preferred is a mid-tier travel rewards credit card, and Chase is most likely to approve applicants with good to excellent credit. Chase Sapphire Preferred trip cancellation coverage reimburses cardholders in the event of cancelled or interrupted trips due to sickness, severe weather, and other unforeseen circumstances. Chase Sapphire Preferred Card: Earn 100,000 bonus points after spending $4,000 in the first three months of account opening. Although a credit score of 700 or above is typical for successful applicants, even college students with limited credit history and. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. The Amex Gold has an annual fee of $250. com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% back on all other purchases. In summary. 31, 2021. The balance transfer APR is also the same, and there is no introductory APR for either card. 49%-28. The Chase Sapphire Reserve® is one of the most well-known premium credit cards on the market. Join Instacart+ with your eligible Chase card to redeem this offer. This card comes packed with travel perks like TSA PreCheck credit, complimentary airport lounges and offers a generous $300 travel credit that you can use cover anything from airfare to baggage fees. Chase Sapphire Preferred cardholders can redeem Chase Ultimate Rewards points at a rate of 1. However, if you redeem Ultimate Rewards points for travel reservations directly through the Chase portal they are worth 1. 87-2. A. Chase Saphire Preferred: Cardholders will pay for services they receive, but the Roadside Dispatch program can help to coordinate services. g Chase Sapphire, Chase Sapphire Preferred or Chase Sapphire Reserve) The Chase Sapphire Preferred ® Card is a solid choice for your first travel rewards credit card. The covered expenses include passenger transportation. 25 cents per point through the Ultimate Rewards travel portal. The Chase Sapphire Preferred® Card currently has a welcome bonus offer of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. That’s worth up to $1,000 in travel. Common reasons for denial: Too many recent inquiries. 9% on all orders. One of these benefits is a $50 annual Ultimate Rewards hotel statement credit for reservations booked through Chase Travel. The Chase Sapphire Preferred is a desirable card even without a welcome offer, but the bonus points take it over the top. Both offer up to $50,000 in. Primary cardmembers and authorized users are allowed a maximum of 2. Welcome Offer Bonus: 60,000 Chase Ultimate Rewards points after spending $4,000 in the first three months of card membership, but you can currently get earn up to 90,000 points by applying at a physical Chase Bank branch location (not online). SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED. The Chase Sapphire Preferred® Card is a very good credit card for bonus rewards on travel and dining. Both. You can get airport lounge access with a credit card, and the cards that offer this perk often have an annual fee. Visit Chase Dining℠ to redeem points for takeout, access exclusive reservations and book culinary experiences. Its premium sibling, the Chase Sapphire Reserve®, comes with better perks but a $550 annual fee. But some cardholders can get a credit limit higher than that. The Chase Sapphire Preferred® Card is a great option for frequent travelers who are looking for a high-value card, but applicants should have good to excellent credit scores if they are. Chase Sapphire Preferred annual benefits. The Prime Visa card has a $0 annual fee, but you must be an Amazon Prime member to earn 5% cash-back. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS. The Chase Sapphire Preferred® Card is a great alternative to the Chase Sapphire Reserve® because it has a much more reasonable $95 annual fee but still earns generous rewards: 5x points on. The Chase Sapphire Preferred® Card has a standard APR of 21. There are no credit requirements or age restrictions, either. TPG values Ultimate Rewards points at an even 2 cents each, making this bonus worth $1,200. com. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. Chase online; credit cards, mortgages, commercial banking, auto loans, investing & retirement planning, checking and business banking. Sapphire cardmembers will have more ways to earn and redeem rewards for travel and dining, along with new perks for Sapphire Preferred on streaming and online grocery, an annual 10% Anniversary Points Bonus on total spend, and more Additionally, Chase announces initial locations for Chase Sapphire LoungeSM by The Club airport lounges,. The Chase Sapphire Preferred® Card card offers a welcome bonus of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening and the Chase Sapphire Reserve. If you choose to use points and your Chase Sapphire Preferred credit card to pay for your purchase, each point will be worth $. The Venture Card, meanwhile, offers 75,000. Welcome Offer. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. The Chase Sapphire Preferred card has an edge when redeeming points via the Chase travel portal, as points are worth 25% more. Although the Chase Sapphire Preferred’s premium counterpart — the Chase Sapphire Reserve® card — is a more equivalent comparison to the Amex Platinum in terms of its. By itself, the card doesn't provide access to Chase's transfer partners. Applicants for the Chase Sapphire Preferred card need a credit score of 700 or higher for good approval odds. In addition to attractive bonus spending categories, the Chase Sapphire. $ 0. 5 cents each toward the same purchases; Can be transferred to. You can use the rewards you earn from the Freedom Unlimited for travel rewards. OR ANY OF ITS AFFILIATES. You're now leaving Chase. Welcome offer: Earn 80,000 bonus points after spending $4,000 on new purchases within the first three months of having the Chase Sapphire Preferred Card. There is no set credit score requirement. Eligible for this bonus follows a 48 month rule. The Chase Sapphire Preferred currently offers new card holders 60,000 bonus points after you spend $4,000 on purchases in the first three months after opening the account. Chase Sapphire Preferred also awards cardholders with 1 - 5 points per $1 spent on purchases. UP's Bonus Valuation*: $1,200. The Chase Sapphire Preferred currently has a welcome bonus of 60,000 Ultimate Rewards points after spending $4,000 within three months. Meanwhile, points earned with the Sapphire Preferred are worth just 1. “I have three cards from Chase: Freedom, Amazon, Southwest, with a total. The bottom line. The Chase Sapphire Reserve is the big sibling to the popular Chase Sapphire Preferred® Card, but it comes with a higher annual fee and more benefits. But this card also comes with some fantastic benefits like primary rental car coverage and many other solid protections. As of this story's publication time, you can earn 100,000 Ultimate Rewards points after spending $4,000 within the first three months by applying for the Chase Sapphire Preferred. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. Hopefully the above clarifies any questions. Sapphire Preferred — 95 USD per year. That's $750 when you redeem through Chase Ultimate Rewards®. Basically, many Chase credit cards, including this one, are subject to what’s known as the 5/24 Rule, which means you won’t be approved for a Chase Sapphire Preferred® Card if you’ve opened five or more credit card accounts within the last 24 months. It’s no wonder millions of households hold. In exchange for a $95. The Chase Sapphire Preferred® Card is one of the absolute best travel cards available. GoPuff is an on-demand delivery service specializing in snack items and household essentials. A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee. Expert take: The Chase Sapphire Preferred’s popularity in the travel rewards card space makes sense—it earns valuable Chase Ultimate Rewards points,. It offers bonus rewards for travel and dining, with options for redeeming points at an outsized value. Your card has insurance to cover you. The Chase Sapphire Preferred charges a 21. Both cards also offer roadside assistance, but the Chase Sapphire Preferred card charges $69. The Chase Sapphire Preferred’s 60,000-point bonus (after spending $4,000 in the first three months) isn’t just $600 in cash back or gift cards -- it’s potentially a multithousand-dollar. Finally, both cards also offer generous welcome bonuses: Chase Sapphire Preferred: Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. Plus, the Chase Sapphire Preferred has a modest annual fee that many users can offset by taking advantage of the card’s many benefits. Chase Sapphire Preferred Card – $750 in Award Travel. Chase Sapphire Preferred ® Card. The Chase Sapphire Preferred charges a $95 annual fee, but comes with an impressive initial bonus of. Chase Sapphire Preferred is worth its $95 annual fee for people with a 700+ credit score who like to travel, don’t mind booking at least one trip through Chase, and plan to charge more than $1,334 per month. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. OR ANY OF ITS AFFILIATES. com. NOT FDIC INSURED. Updated Tue, Nov 14 2023. Capital One Venture. Even with the $95 annual fee, the card is truly loaded with rewards and perks that many competing cards can. Here are the details on the Chase Sapphire Preferred’s limited-time offer, how to earn that 80,000-point bonus, plus other key perks. Lyft Pink All Access, valued at $199 per year, offers exclusive benefits across the Lyft transportation network of rideshare, cars, bikes, scooters and. Before comparing the Chase Sapphire Preferred to the best Citi AAdvantage credit cards, let’s quickly review some of the best travel perks: Earn up to 5x Chase Ultimate Rewards® on purchases; 3x points on qualifying dining, online grocery orders, and select streaming servicesThe Chase Sapphire Preferred® Card is commonly known as the best card for those starting off with travel rewards.