Chase Sapphire Preferred ® Card. You'll earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. Monthly Service Fee — $0 or $25 . com. However, it also comes with perks the Sapphire Preferred doesn't offer including up to a $300 statement to reimburse you for travel purchases. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. Chase Sapphire. When applying for the Chase Sapphire Preferred credit card, you’ll need good to excellent credit. However, it's certainly possible to be approved for the Chase Sapphire Preferred as a beginner. The Chase Sapphire Preferred is a mid-tier travel rewards card for those with excellent credit. The Chase Sapphire Preferred is a desirable card even without a welcome offer, but the bonus points take it over the top. Both cards offer 60,000 bonus points after you spend $4,000 within three months of account opening. The Chase Ink Business Preferred earns a solid 3 points per dollar on the first $150,000 spent each account anniversary year on a combination of travel (the same broad category as with the Sapphire Preferred); shipping purchases; internet, cable and phone services; and advertising purchases made with social media sites and search. The Chase Sapphire Preferred Card comes with premium offers and rewards for dining, delivery, and everyday experiences. 25 cents each when redeemed for travel through the Ultimate Rewards portal, your 60,000-point bonus is worth up to $750. 25 cents apiece, which means that these remaining points are worth more than $1,000 toward travel. The Chase Sapphire Preferred ® credit card has several travel benefits, but a reimbursement for the TSA PreCheck ® fee is not one. 1, and deposits that amount of points back into your account. If you choose to use points and your Chase Sapphire Preferred credit card to pay for your purchase, each point will be worth $. Learn more about the Chase Sapphire Lounge by The Club and enjoy travel benefits today. This popular card features a sizable welcome bonus, a reasonable $95. A. It offers bonus rewards for travel and dining, with options for. Chase Sapphire Reserve Fees. But now, thanks to a refresh of the Chase Sapphire Preferred® Card and an annual fee increase for the Chase Sapphire Reserve® (it jumped from $450 to $550 in 2020), the Chase Sapphire Preferred. Earning Rewards. The current welcome bonus on the Chase Sapphire Preferred is 60,000 points after you spend $4,000 on purchases within the first three months from account opening. Earn up to 50,000 Bonus Points per year by referring friends to the Sapphire Reserve card. Most travel cards issued by Chase are subject to 5/24 for approval, including cobranded cards. A generous sign-up bonus. Navigate to ‘Account Services. Rewards: 5 points per $1 on travel. 5 points per dollar on Lyft through March 2025. Capital One Venture vs. The Chase Sapphire Preferred and Citi Premier® Card are both great cards if you want to earn high rewards on recurring spending. Chase Sapphire Preferred Benefits List 2023; Earning Chase Ultimate Rewards points; Chase Sapphire Preferred annual benefits; Chase Sapphire. Credit Recommended. The Chase Sapphire Preferred Card has a cash advance rate of $10 or 5% of the transaction amount, plus a balance transfer fee of $5 or 5% of the transfer amount, whichever is greater. Chase Freedom Flex: Best for earning 5% cash back (or 5 points per dollar) up to a quarterly maximum;. The Chase Sapphire Preferred card also includes a monthly GoPuff credit. A. Welcome offers. 49%. The Chase Sapphire Preferred Card is another fantastic addition to your wallet. The Chase Sapphire Preferred and the Chase Sapphire Reserve both require new cardholders to spend $4,000 within three months to earn a 60,000-point bonus right now. Through March 2025, the Chase Sapphire Reserve offers 10x points on Lyft rides — a great return on spending — while the Sapphire Preferred Card offers 5x points. In This Article. But if you redeem them. When it comes to Chase. Chase Sapphire Preferred benefits. The $95 annual fee for the Chase Sapphire Preferred and the $95 annual fee ( rates & fees) for Capital One Venture Rewards can reduce your earning potential with either card. Any manufacturer’s. The Chase Sapphire Preferred® Card currently has a welcome bonus offer of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. Unfortunately, the card issuer doesn't offer a promotional APR for purchases or balance. This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months. That's $750 when you redeem through Chase Ultimate Rewards®. The Chase Sapphire Reserve provides the same coverage dollar. Coverage includes trip cancellation or interruption insurance, lost baggage insurance, travel accident insurance, and rental car insurance. To give an idea of how. But if you don't currently have the card. In this area, the Chase Freedom Unlimited shines. 25 cents each toward the cost of a travel. We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Instead, you need a premium card like the Sapphire Preferred, Chase Sapphire Reserve or Ink Business Preferred Credit Card. Chase Sapphire Reserve: $550:. The covered expenses include passenger transportation. The card recently revamped its earning rates so cardholders can accrue rewards even faster. That’s especially true early on, as Chase Sapphire Preferred offers an initial bonus of 60,000 bonus points for spending $4,000 in the first 3 months. Credit Recommended (670-850) Apply now at Chase's secure site. The insurance covers up to $10,000 per person and a maximum of $20,000 per trip. With the Chase Sapphire Preferred card, you’ll get a 25% redemption bonus on travel bookings made through Chase Ultimate Rewards. That means instead of earning an unlimited 1. According to Credit Karma, Chase Sapphire Preferred's average required credit score is 736. Updated Tue, Nov 14 2023. NOT FDIC INSURED. A pending credit card transaction is a purchase or charge that hasn’t been fully processed. The Chase Sapphire Preferred is a travel credit card that offers 5X Ultimate Rewards points on travel purchased through the Chase portal, 2X points on other travel purchases and 1X point on all other purchases. Finally, both cards also offer generous welcome bonuses: Chase Sapphire Preferred: Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account. After you reach $60 (Chase Sapphire Preferred) or $120 (Chase Sapphire Reserve or J. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. Apply for the Chase Sapphire Preferred credit card and earn 60,000 bonus points after spending $4,000 in the first 3 months. The Chase Sapphire Preferred® Card boasts higher point-earning opportunities, depending on your spending. Every year you keep the card, your total spend will yield a 10% points bonus. UNDERSTAND YOUR BENEFITS. You can earn 100,000 Chase Ultimate Rewards points for opening a Chase Sapphire Preferred Card and spending $4,000 in 3 months. Every year on your account anniversary, you’ll earn a statement credit worth up to $50 in hotels booked through Chase Ultimate Rewards. Monthly fee of 1. 49% variable APR on purchases and balance transfers and does not offer an intro period on purchases or balance transfers. The Chase Sapphire Preferred® Card offers a 25% bonus, making points worth 1. If you have one of those, you can effectively convert your cash-back rewards from the Freedom Flex to fully transferable Ultimate Rewards. 25 cents apiece, depending on how you redeem them. It all starts with a sign-up bonus of. The Chase Sapphire Preferred® Card is one of our absolute favorite starter travel cards. Transaction Fees. 9. Additionally, cardholders. The Chase Sapphire Preferred is a great card and Chase won’t just approve anyone for it. With the Chase Sapphire Preferred card, you’ll get a 25% redemption bonus on travel bookings made through Chase Ultimate Rewards. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS. Chase Sapphire Preferred Card: $95: 3x on dining and 2x travel purchases (and 5x on Lyft through March 2025) Both: Ink Business Preferred Credit Card: $95: 3x on the first $150,000 spent on travel and select business purchases each account anniversary year:In 2021, Chase revealed new benefits for both of its Sapphire cards, which included the addition of the $50 hotel credit for those with the Chase Sapphire Preferred® Card. The Chase Sapphire Preferred card has an annual fee of $95, which is actually on the low end for a travel rewards credit card with so many protections and benefits. The Chase Sapphire Preferred offers a $50 annual hotel credit that applies when cardholders book a hotel stay through the Chase Ultimate Rewards portal. That's true for all three Sapphire cards: The Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® card, and the original Chase Sapphire® Card (no longer available to new applicants). If not, go with the Chase Sapphire Preferred® Card. Enter the authorized user's detail s: After clicking on the ‘add authorized user' tab, you will be. The Basics of the Chase Sapphire Preferred Card. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT FDIC INSURED. The Chase Sapphire Preferred currently sports a sign-up bonus of 60,000 Ultimate Rewards points after you spend $4,000 on purchases in the first three months of account opening. When you can get more than 60,000 bonus points, jump on it. The easiest way you can reach the Chase Sapphire Preferred customer service is by sending them a secure message online or by calling them at (800) 493-3319. If you're a Preferred Rewards member, you can earn 25%-75% more points on every purchase. Balance Transfers Chase Sapphire Preferred cardholders also receive up to $50 in statement credits each account anniversary year for hotel stays purchased through the Chase Ultimate Rewards portal. Choose your Chase Sapphire Reserve card for enrollment. Earn 5x total points on travel purchases through Chase Ultimate Rewards ® with the Chase Sapphire Preferred credit card. Chase Sapphire Preferred continues to redeem at 1. " Scroll to see benefits, then choose "Travel. NOT A. Official application link: Chase Sapphire Preferred Card with a sign-up bonus of 60,000 points after you spend $4,000 in your first three months of account opening. Sapphire cardmembers will have more ways to earn and redeem rewards for travel and dining, along with new perks for Sapphire Preferred on streaming and online grocery, an annual 10% Anniversary Points Bonus on total spend, and more Additionally, Chase announces initial locations for Chase Sapphire LoungeSM by The Club airport lounges, which will welcome Sapphire Reserve cardmembers on their. $ 25. The Chase Sapphire Preferred Card has a limited-time increased welcome offer of 80,000 points, which you can earn after spending $4,000 on the card in the first three months from account opening. 5 cents per mile in value for this redemption option. The winner: Chase Sapphire Preferred Card. only. The Chase Sapphire Preferred Card is one of the best existing travel rewards credit cards on the market. DashPass normally costs $9. Neither card offers an. Transfer points to a partner: If you have a Sapphire Reserve or Sapphire Preferred credit card, you have the ability to transfer your rewards points (in 1,000 point increments) to. As the branding implies, the Chase Sapphire Preferred is not a United exclusive card, with United being only one option in a long list of potential transfer. Applicants for the Chase Sapphire Preferred card need a credit score of 700 or higher for good approval odds. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. The Chase Sapphire Preferred® Card is easily one of the top travel credit cards on the market today thanks to its ongoing rewards structure, first-year welcome bonus and wealth of perks. Reimbursement would be issued in the form of a statement credit up to $100. Another benefit is the ability to stack CLEAR with other programs, such as TSA PreCheck. New Chase Sapphire Preferred® Card members can earn 60,000 points after spending $4,000 in the first three months, worth $750 in travel through the Chase portal. The balance transfer APR is also the same, and there is no introductory APR for either card. Our rating: 4. 25. The Chase Sapphire Reserve is the big sibling to the popular Chase Sapphire Preferred® Card, but it comes with a higher annual fee and more benefits. You can get airport lounge access with a credit card, and the cards that offer this perk often have an annual fee. 5. Sapphire Preferred — 95 USD per year. Monthly Service Fee with a balance under $75,000* on each. The Chase Sapphire Preferred® Card is a very good credit card for bonus rewards on travel and dining. The Chase Sapphire Preferred is currently offering 60,000 points after you spend $4,000 in your first three months as a new cardholder. This card offers 60,000 bonus points for spending $4,000 in the first 3 months, which covers the cost of the annual fee for years. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Chase Sapphire Preferred Card: Best for beginners. Your Chase Sapphire Preferred approval odds are best if you have a credit score of at least 700. Currently, the Sapphire Preferred is offering a welcome bonus of 80,000 points after spending $4,000 on purchases in the first three months of account opening — making. The Chase Sapphire Preferred is popular because it offers desirable rewards rates on travel, hotels, car rentals and more, including everyday spending categories like dining and streaming. Both the Chase Sapphire Preferred card and Citi Premier card come with these distinct travel benefits: Luxury Hotel Benefits — The Chase Sapphire Preferred card offers access to elite-style benefits via the Chase Luxury Hotel and Resorts Collection. Chase Sapphire Preferred® Card: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. 25 cents each when redeemed for travel. Chase Sapphire Preferred. Make more of every trip, every meal and every day with access to an impressive suite of cardmember benefits. The Chase Sapphire Preferred offers a compelling sign-up bonus for first-time applicants. Morgan Reserve cardmembers benefits: Free DashPass through 12/31/24 or a minimum of 1 year depending on activation date. UNDERSTAND YOUR BENEFITS. 49% Variable APR Intro APR N/A Rec. With the Chase Sapphire Preferred Card, trip cancellation insurance will reimburse you or your immediate family members up to $10,000 per person (for a maximum of up to $20,000 per trip) if a. $50 Annual Ultimate Rewards Hotel Credit:. It is less travel-focused than the Chase Sapphire Preferred, and offers a well-rounded rewards program and greater. You'll earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. Cardholders pay no foreign transaction fee, but there is a balance transfer fee of either $5 or 5% of the amount of the transfer. This happens when the credit card issuer has confirmed that you have the available. 25 cents per point. Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel. Additionally, it offers flexible point redemption options, no foreign. With the Sapphire Preferred, your Chase points are worth 1. Earn up to 50,000 bonus points per year. $ 0. You can do a balance transfer with the Chase Sapphire Preferred card either online or over the phone at (800) 945-2000. Chase Sapphire Preferred ® Cardholders earn Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more. This Small Luxury Hotels property is located in a traditional Swiss mountain village,. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. OR ANY OF ITS AFFILIATES. Welcome bonus: 60,000 points after spending $4,000 on purchases in the first three months of account opening. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED. The Chase Sapphire Preferred is worth it if you can utilize the card’s rewards and benefits more than the $95 annual fee. Chase Sapphire Preferred is still a great option, though, and it’s best for travelers who want a lot of value upfront. Its collection of travel and purchase protections, statement. Sapphire Reserve — 550 USD per year, with a 75 USD fee for each additional authorized user. My Chase Plan SM Fee (fixed finance charge) Monthly fee of 1. Compare travel credit cards and find your ideal travel companion. Before the Chase Sapphire Reserve launched, I used the Sapphire Preferred for years to cover most of my purchases — thanks to the 2 points per dollar earned on all travel and 3 points per dollar dining, two broad categories that cover. Chase Sapphire Reserve. Any travel you book through the Chase Ultimate Rewards portal will earn you 5X points, whereas travel booked on other third-party sites will still garner 2X points. Keep reading to find the answer. 49%-28. * That's $900 toward travel when you redeem through Chase Ultimate Rewards ®. If you have a decent credit history (a few accounts 3 to 5 years old or more), a decent score (somewhere close to 720), and an income of $50,000+ you probably have some good odds of being approved. credit score 690-850 (Good - Excellent) Get. Membership gives you access to over 1,300 lounges in more than 500 cities worldwide. This can be a good option for booking low-cost domestic airfare with your Chase points since. Chase Sapphire fees. The typical low score is 646. Earn unlimited 3% back at Amazon. NOT FDIC INSURED. The Chase Sapphire Preferred’s benefit package helps it snag top spots on many lists of the best credit cards across publications. The Chase Sapphire Preferred® Card has a standard APR of 21. OR ANY OF ITS AFFILIATES. Chase Sapphire Preferred Benefits. 49% and runs up to 29. Once you get the hang of it, the lineup of transfer partners available with the Chase Sapphire Preferred is stellar. Both. The Chase Sapphire Preferred currently offers new card holders 60,000 bonus points after you spend $4,000 on purchases in the first three months after opening the account. “I have three cards from Chase: Freedom, Amazon, Southwest, with a total. By itself, the card doesn't provide access to Chase's transfer partners. Chase offers one of the most versatile travel rewards credit cards on the market today with the Chase Sapphire Preferred® Card. Free Subscription and Statement Credit to Instacart+ [$110] Chase Sapphire Preferred cardholders get a free 6-month membership to Instacart+, which offers free delivery on orders over $35, a 5% credit back on eligible pickup orders, and lowers the service fee from 5% to just 1. The Chase Sapphire Preferred Card is the lower $95-annual-fee version and remains a top pick, winning Best Travel Rewards Credit Card and Best Refreshed Credit Card in the 2021 TPG Awards. The Chase Sapphire Preferred card and World of Hyatt card are both great for lost and delayed luggage. The card’s strengths include its ability to earn valuable Chase Ultimate Rewards Points on every purchase, the variety of redemption options it offers, and even its shopping benefits. Additionally, it offers flexible point redemption options, no foreign. The Chase Sapphire Preferred® Card is frequently considered the best first travel credit card, thanks to its generous rewards and reasonable $95 annual fee. $95. TPG values Chase Ultimate Rewards points at 2 cents each, which means this bonus is worth an impressive $1,200 — and potentially more, depending on how you. Let's look at how these two cards stack up in a head-to-head comparison. The Sapphire Preferred is often recommended as a great beginner travel card because you can either transfer your points to partner airline and hotel loyalty programs or redeem your points at 1. Guide to Benefits for Chase Sapphire Preferred Visa Signature cardholders. The Chase Sapphire Preferred® Card is a general travel rewards card and can't match those kinds of airline-specific perks. The Chase Sapphire Reserve covers losses up to $75,000 while the Chase Sapphire Preferred will reimburse up to the actual cash value of the vehicle. 25 when redeemed using the Chase travel site or the Pay Yourself Back function (so. Chase Sapphire Reserve has a higher annual fee than the Chase Sapphire Preferred card but boasts premium travel perks, making it an ideal card for frequent travelers. New cardholders of the Chase Sapphire Preferred can earn 60,000 points after spending $4,000 on purchases in the first three months of account opening. Even with the $95 annual fee, the card is truly loaded with rewards and perks that many competing cards can. Full List of Chase Sapphire Lounge by The Club — Locations, Hours & More [Includes Map] Jarrod West Updated: September 19, 2023, 2:57pm CDT. $550; each authorized user: $75 per year. So if Chase doesn't qualify you for at least a $5,000 credit line, then you usually won't be approved for the card either. The Chase Sapphire Preferred® Card is a great alternative to the Chase Sapphire Reserve® because it has a much more reasonable $95 annual fee but still earns generous rewards: 5x points on. There is no extra annual fee for this card’s authorized users. Earn 5x total points on travel purchases through Chase Ultimate Rewards ® with the Chase Sapphire Preferred credit card. Chase Sapphire Preferred® Card holders have two ways of starting a rental car insurance claim: over the phone or online. Frequently asked questions. Chase Sapphire Preferred - Refer-A-Friend - Chase. This is thanks to a 25 percent points boost for. It's a credit card built solely for the purpose of travel and dials everything into making that experience. You’ll. 1. Chase Saphire Preferred: Cardholders will pay for services they receive, but the Roadside Dispatch program can help to coordinate services. Get a free Priority Pass Select membership with a credit card. At a Glance. The Chase Sapphire Preferred Card offers several benefits to cardmembers for an annual fee, including: Annual travel credit: $50 Annual Ultimate Rewards Hotel Credit Authorized user fee: None Foreign. The Chase Sapphire Preferred 10% anniversary bonus multiplies the dollar amount you've spent on the card by 0. S. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Earn 2% on select card purchases and 1% on all other card purchases. That's $750 when you redeem through Chase Ultimate Rewards®. 5 points per dollar on Peloton equipment and accessory purchases of $250 or more with a maximum earn of 25,000 total points through. GoPuff is an on-demand delivery service specializing in snack items and household essentials. The Chase Sapphire Preferred® Card, a general travel card, could offer more value — even though it doesn't have "United" in its name. There is no set credit score requirement. The Chase Sapphire Preferred® Card’s current welcome bonus is 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. If activated by 12/31/23, expiration date will be 12/31/24. S. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS. If you're an intermediate or advanced points and miles collector, you may have written off this card as being for beginners. You’ll enjoy these benefits: Up to $3,000 per person per trip in lost luggage reimbursement. Chase Ultimate Rewards are one of the most valuable points currencies. Usually, a DashPass subscription costs $10 per. $ 25. There's no question that the Chase Sapphire Preferred Card is one of my all-around favorite credit cards. Among other things: Both cards act as excellent “hub” cards for earning Chase Ultimate Rewards points, and allow you to transfer points at the same rates to the Ultimate Rewards airline and hotel. The My Chase Plan Fee will be determined at the time each My Chase Plan is created and will remain the same until the My Chase Plan is paid in full. The Chase Ink Business Cash credit card includes the ability to: Earn a sign-up bonus after you spend a minimum amount on purchases within the first three months of opening the card. 25 cents per point through the Ultimate Rewards travel portal. To utilize this perk, log into the Chase Ultimate Rewards portal, and if you have multiple Chase cards, make sure your Sapphire Preferred is the account selected. Monthly Service Fee with a balance under $75,000* on each statement period. Sapphire Reserve — 550 USD per year, with a 75 USD fee for each additional authorized user. Chase Ultimate Rewards are incredibly valuable since each point is worth $1. Although the Chase Sapphire Preferred’s premium counterpart — the Chase Sapphire Reserve® card — is a more equivalent comparison to the Amex Platinum in terms of its. The Chase Sapphire Preferred Card is one of the most popular travel rewards cards out there and comes with a number of well-known benefits, as well as an 60,000-point bonus when you spend $4,000 on purchases within the first three months of account opening — all for a $95 annual fee. The Chase Sapphire Reserve® is one of the most well-known premium credit cards on the market. 49% to 28. 60,000 bonus points. The Chase Sapphire Preferred provides up to $500 per ticket for delays of at least 12 hours or those requiring an overnight stay. It earns 5 points on travel purchased through Chase Ultimate Rewards®, 2 points. Sapphire Banking fees 4, 5. Variable APRs based on creditworthiness — penalty APRs can also apply if you don’t pay your bills promptly. Limited to one Sapphire card (e. The Chase Sapphire Preferred® Card has many of the same credit card travel insurance benefits as the Chase Sapphire Reserve®. This number, which is reserved specifically for Chase Sapphire cardholders, should also be printed on the back of your credit card. Bottom line. Chase Sapphire Preferred cardholders also receive up to $50 in statement credits each account anniversary year for hotel stays purchased through the Chase Ultimate Rewards portal. And, its $95 annual fee is a fraction of the premium travel card's. *An average beginning day balance of $75,000 or more in any combination of this account and linked qualifying Chase checking, savings and other. The Chase Sapphire Preferred card also earns well on travel purchases via the Ultimate Rewards travel portal but offers a 3x earning option for dining, streaming services, and online grocery stores. However, given how versatile Ultimate Rewards points are, the bonus actually represents around $2,000 in value (based on TPG valuations ) when leveraging the program's hotel and airline partners. That's $750 when you redeem through Chase. APR. The Amex Platinum Card offers a much longer list of benefits and perks than the Chase Sapphire Preferred. 5 cents each toward the same purchases; Can be transferred to. Chase Sapphire Preferred Chase Sapphire Reserve; Annual fee: $95: $550: Earning rates: 5 points per dollar on travel purchased through the Ultimate Rewards portal. Chase Sapphire Preferred® Card: Up to five referrals; Maximum 75,000 bonus points: Chase Sapphire Reserve® Up to five referrals; Maximum 50,000 bonus points: Cards in the Southwest Rapid Rewards. Please click the button to ensure you receive the above offer. 49% and runs up to 29. Chase Sapphire Preferred is an excellent travel rewards card for people with good credit or better. Though exact amounts vary over time, a sizable bonus can be worth hundreds. '. In addition, you need to be at least 18 years old and have either a Social Security Number (SSN) or an Individual Taxpayer Identification Number. The Chase Sapphire Preferred Card is one of the best-known travel rewards credit cards, featuring 5 points per dollar on travel booked through the Chase travel portal and Lyft purchases, 3 points per dollar on dining, select streaming services and online grocery store purchases (excluding Target, Walmart and wholesale clubs), 2 points per dollar on all. So, while the average score for approvals is "good" to "very good," perfect credit history isn't necessary. People with the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® or the Ink Business Preferred® Credit Card, can transfer points on a 1:1 basis to about a dozen airline and hotel. This will give you and up. Both cards also provide up to $250 in reimbursement for ground transportation expenses related to the trip. Remember that Chase Sapphire Preferred cardholders will receive up to a 25% bonus, while Chase Sapphire Reserve cardholders receive up to a 50% bonus. Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts. And remember, the card's 60,000-point bonus is worth $1,200 in travel, per TPG valuations. Chase Sapphire Reserve: Earn 100,000 bonus points after spending $4,000 in the first three months of account opening. Those points are worth a minimum of $750 towards travel – more on that later. Chase credit cards are very popular, partly because Chase Ultimate Rewards® points are valuable and can be used in many ways. Earn 2% on select card purchases and 1% on all other card purchases. Meanwhile, the Chase Sapphire Preferred can redeem points at a rate of 1. At an absolute minimum, Ultimate Rewards points can be redeemed for 1. The Chase Sapphire Preferred charges a 21. Get 60,000 bonus points after spending $4,000 in the first 3 months and $750 toward travel when. Chase Sapphire Preferred comes with a variable annual percentage rate (APR) ranging from 21. S. Fees. NOT FDIC INSURED. For example, you could redeem 10,000 points for a $100 statement credit or use them to book $125 in travel through Chase Ultimate Rewards. For more than a decade, the Sapphire Preferred has been one of the most popular travel credit cards on the market – it's undoubtedly our favorite card for beginners, period. While it’s the more expensive card, Chase Sapphire Preferred provides frequent travelers with plenty of rewards and benefits, and superior overall value. I recently got notified that I was qualified for it with a $6000 credit line but wasn't sure if it was worth it. Redeem toward most anything Disney at most Disney U. Intro Bonus. The lowest credit limit usually offered by Chase Sapphire Preferred is $5,000. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. Learn how to use and enjoy your travel and purchase protection benefits, such as trip cancellation, trip delay, baggage delay, extended warranty, and more. Chase Sapphire℠ Checking Account Fees. The Chase Sapphire Preferred card is a great travel rewards credit card with a low annual fee of $95. Like the Ink Business Preferred, you'll get a value of 1. The Chase Sapphire Preferred is worth it if you can utilize the card’s rewards and benefits more than the $95 annual fee. 49%-28. Common reasons for denial: Too many recent inquiries. 25 cents per point. Select which purchases you’d like to redeem points. Earning Rewards With both cards, you. That works out to roughly $250 per person — and. In both cases, the Chase CDW also covers. The Chase Sapphire Preferred® Card is the winner over The Platinum Card® from American Express. However, with the Chase Sapphire Reserve, you’re able to redeem your points at 1. The Chase Sapphire Preferred is a travel rewards card, while the Freedom Unlimited is marketed as a cash-back card. The Chase Sapphire Preferred card has an edge when redeeming points via the Chase travel portal, as points are worth 25% more. Chase Sapphire Preferred cardholders can call 1-888-320-9961 while in the U. NOT A DEPOSIT. The Chase Sapphire Preferred's sign-up bonus will give you two nights at any Category 7 or 8 property worldwide. Lyft Pink All Access, valued at $199 per year, offers exclusive benefits across the Lyft transportation network of rideshare, cars, bikes, scooters and. Other key differences between Chase Sapphire and Sapphire Preferred include their bonus rewards and annual fees. But first, you’ll find a preview of the bonus offers below. They also stipulate a maximum payout of $40,000 per 12-month period. Your card has insurance to cover you. Sapphire Preferred offers an initial bonus worth $750 in travel through Chase, and it gives 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining. What both Chase Sapphire cards have in common. Updated Thu, May 25 2023. The Reserve, on the other hand, offers a 50% bonus for a 1. The Capital One Venture Rewards Credit Card offers a one-time bonus of 75,000 miles once you spend $4,000 on purchases within three months from account opening,. And both cards include perks that can easily justify their respective annual fees ($95 for the Sapphire Preferred and $550 for the Sapphire Reserve). com, Hulu. This popular card offers users enticing travel perks, from no foreign transaction fees to access to 10+ airline and hotel transfer partners — all at an affordable $95 annual fee price point. While Apple Card will be a great card for most people, those who are looking to maximize their earning potential for travel will be much better served with the Chase Sapphire Preferred® card. The Sapphire Preferred is one of our most recommended credit cards, especially for travel beginners. The Chase Sapphire Preferred® Card has many of the same credit card travel insurance benefits as the Chase Sapphire Reserve®. Balance transfers. Select "Card Benefits.