Golden memorial representa el programa Funeral Advantage de Lincoln Heritage. The good news is that no matter your health concerns, there are policies available to just about everyone, including those with chronic health issues. Funeral Advantage™ Program. Plan & Price a Funeral. The Agent Portal will be unavailable Wednesday, November 22nd from 10:00 pm through Sunday, November 26th at 5:00 pm PDT for scheduled maintenance. Funeral Advantage assists seniors and their loved ones by helping them plan and pay for their final wishes. Our policy portal is a great place to access your policy and any of our self-service options - you can access it here service. Search Vallejo obituaries and condolences, hosted by Echovita. Advantage Funeral & Cremation Services. 26 182. So-called “aquamation” has the advantage of offering pet owners a futuristic, planet-friendly alternative to cremation and burial. Provides a public assistance grant for burial, funeral and cremation services to recipients of most financial and medical assistance programs. 5430 1. At Advantage, you’ll find honest, affordable care and clear, easy-to-understand burial and. Housing Assistance. More affordable than you think. Additionally, you may extend your original death. 6% from 2016. market has responded to the Funeral Advantage program. Policyholders can borrow against the cash value to cover premiums or emergency. Yes. Advantage Funeral & Cremation Services – South Chapel has a long tradition of serving Oklahoma City, Moore, Norman and surrounding areas. Step 1 of 7. John Vincent Scalia Home for Funerals, Inc. We are part of the Schoedinger family of funeral homes, upholding a longstanding commitment to providing quality, affordable funeral and cremation options for everyone in Central Ohio. Up to $20,000 in Cash Insurance Benefits. 14%. Product Name: Advantage — 50 Plus Advantage Issue Ages (Age Last Birthday): 50 to 85 0 to 49 Premium Paying Period To age 100 To age 100 Minimum Death Benefit $2,500 $5,000 Maximum Immediate Death Benefit Ages 50 to 75: $50,000 Ages 0 to 49: $50,000 Ages 76 to 85: $25,000The primary downfall of the Funeral Advantage Program is the cost. These may or may not be more affordable than a typical insurance policy. Lincoln Heritage Funeral Advantage and. Interment will be at 12:30 pm. Lincoln Heritage, founded in 1963, has sold final expense life insurance policies for nearly 60. About. Harmon Funeral Home. Have you ever had to participate in planning a funeral?The average cost of a funeral with viewing and burial is about $7,848, and that number rises to $8,000+ depending on which services you choose. Toll free number: 1-800-945-0156. Obituaries from Advantage Cremation Care in Loveland, Ohio. obituaries, find service information, send sympathy gifts, or plan and price a funeral in Texarkana, TX. That’s Why We’re the Industry Leader. These prices include the viewing and burial as well as basic transportation fees, a casket, embalming and other body preparation, and the funeral home’s service fees. market has responded to the Funeral Advantage program. , decidió enfocarse en este programa exclusivamente. Direct cremation costs between $2,000 and $5,000. (6071) We provide honest, affordable care. Please click on the country abbreviation in. Reduce Your Policy’s Coverage Amount. Reset *This company may be headquartered in or have additional locations in another country. lhlic. The price you pay is based on your exact age, gender, health, tobacco usage history, and the face amount of the policy. S. Lincoln Heritage Funeral Advantage, as reported by numerous consumer complaints, has faced several issues that potential customers should be aware of. supporting them with our funeral assistance membership. Using an MSA for funeral costs. 00 TAX FREE. Published June 09, 2020 Advertiser Lincoln Heritage Funeral Advantage Products. When buying whole life insurance for seniors, healthy men should expect to pay between $1,122 and $2,089 a month for a $250,000 death benefit. 3. Not available in New York or Washington. 38 26. Funeral Advantage is their only product, and it is a standard whole life final expense insurance product. October 8, 2023 (69 years old) View obituary. Advantage Funeral & Cremation Services – Mungovan provides funeral and cremation services to families throughout Fort Wayne, Indiana. See national averages. The purpose of a life insurance policy is to help protect your assets and provide for loved ones when you’re gone. A simple funeral plan might include defining one’s choice for cremation or burial, a military funeral or a religious funeral, or a wake and funeral versus a memorial service. Washington, DC, burial insurance (also known as final expense life insurance or funeral insurance) is a type of whole life policy that protects your family from common end-of-life expenses like funeral costs, medical bills, final utility bills, and anything else left behind by the deceased. EDINBURG - Aleyza Renae Rios, 5, entered eternal rest on Thursday, November 2, 2023. Advantage Funeral & Cremation Services. Gardensong Lyrics. Other Final Expense Plans. TV commercials are a type of advertisement that allow brands to promote their products or services on television, and air during breaks in programming. During emergencies, you have the option of borrowing against this value. A Memorial Service for Mary-Jo will be held on Thursday, July 6th, 2023 at 2:00 p. Por ello recomienda el seguro de vida para gastos finales de Lincoln Heritage Funeral Advantage. Charles graduated from Mattanawcook Academy. Other companies have tried to copy it, but Funeral Advantage is still the leading final expense plan in the nation. Advantage Funeral & Cremation Services – Greensboro. También proporciona valor en efectivo, que puede ayudarlo a cubrir pagos vencidos o para préstamos de emergencia. As an added bonus, a burial insurance policy from Funeral Advantage includes a free membership to the Funeral Consumer Guardian Society®. We will record your request as soon as we receive it but please note that it could take up to 45 days to verify and process your request. Ruth Keck. Funerals are not only a time of sorrow, but also potential stress depending on the financial situation of the deceased. residents have been accepted for this program created to help pay for one’s funeral and any other final expenses. Songs - Add. They roll out the most impressive – and expensive – casket first, and wax on about how your loved one deserves the best. Funeral Advantage is one of the most trusted and widely-available final expense policies in the country. Our policy portal is a great place to access your policy and any of our self-service options - you can access it here service. Reset *This company may be headquartered in or have additional locations in another country. 6. Burial insurance for seniors, or final expense or funeral insurance, is an affordable way to ensure that all your funeral costs are paid for. lhlic. The average cost of a funeral is almost $9,000 according to the National Funeral Directors Association depending on the location of the service, the funeral home, and the items used. FUNERAL ADVANTAGE TYPICAL UNDERWRITTEN WHOLE LIFE POLICY Cash insurance benet Approved claims paid in 24 hours NO One page application NO Personal funeral advocate NO Shopping and comparing local funeral homes NO Advance funding to funeral home NO Funeral Advantage is #1 We are #1 for a reason. Lincoln Heritage is the only company that sells Funeral Advantage, but many companies sell burial and final expense insurance. 4343 E Camelback Rd Ste 400. A lot of life insurance companies have tried to copy Funeral Advantage, but we are the only final expense program with access to the Funeral Consumer Guardian Society® (FCGS). Funeral Advantage plans provide an easy application process, peace of mind, and a living legacy, as opposed to a funeral bill for their loved ones. Read Advantage Funeral and Cremation Services obituaries, find service information, send sympathy gifts, or plan and price a funeral in Rockford, IL. Funeral Advantage from Lincoln Heritage is a smart choice for Arizona families wishing to protect themselves against the high cost of final expenses. El plan paga hasta $20,000 dólares en efectivo para que las familias del asegurado lo dispongan como lo deseen y puedan darle un homenaje a su. Advantage Funeral and Cremation Services, situated in Oklahoma City, Oklahoma, offers an economical yet respectful approach to end-of-life services. Final Expense & Burial Insurance in North Carolina. Every Funeral Advantage policy comes with a free membership with the FCGS which allows members to document their final wishes. The Funeral Advantage program will pay your loved ones up to $20,000 cash when they need it most. m. Published April 09, 2020 Advertiser Lincoln Heritage Funeral Advantage Products Lincoln Heritage Funeral Advantage Life Insurance. mediaFuneral Advantage™ asks a couple of basic questions regarding your health on a 1-page application. Please think twice. 2. (113) Advantage Funeral & Cremation Services by Schoedinger represents more than 165 years of integrity, tradition and trust. Scammers are using obituaries to try to take advantage of families who just lost a loved on. S. They support you with some knowledge to save money on funeral expenses. The average funeral cost is more than many people think. Funeral Advantage plans provide an easy application process, peace of mind, and a living legacy, as opposed to a funeral bill for their loved ones. Join over 1 million Americans who have chosen Funeral Advantage. This claim may be misleading. Funeral Advantage™ is a final expense program offered by Lincoln Heritage that can be used anywhere in the United States. La información aquí descrita es un breve resumen de la póliza. Lincoln Heritage life insurance coverage is, on average, 20-25% more expensive than other insurance companies. Funeral Advantage™, is a final expense program offered by Lincoln Heritage Life Insurance Company® that provides a cash payout for use at any facility, for any style of service, anywhere in the world. Funeral Advantage Program Survey. Real-Time Video Ad Creative Assessment. They support you with some knowledge to save money on funeral expenses. prayer service, Monday, November 6, 2023, at Legacy Chapels 4610 South Jackson Road in Edinburg, TX. We offer up to $20,000 cash to your loved ones to help with funeral costs and other final arrangements such as medical expenses and any. Box 2549, Waco, Texas 76702-2549 254-297-2774 Proposed Insured _____ (First) (Middle) (Last)Funeral Advantage™ is a final expense program offered by Lincoln Heritage that can be used anywhere in the United States. Lincoln Heritage Funeral Advantage is a one-stop final expense solution for seniors and their families. Depending on your state, funeral cost information can be difficult to find. It helps families when they need it most by combining a cash insurance benefit with fun. In fact, Lincoln Heritage Life Insurance website states that “cash benefits are paid in 24 hours, once the claim qualifies for an approval”. On average, women are cheaper to insure than men by about $5-$10 per month. Policy name: Guaranteed Whole Life Insurance. The National Funeral Directors Association’s most recent estimate of the median cost of a funeral with cremation is about $5,150, and its median cost of a funeral with burial is about $9,135. This exclusive program is the first and ONLY program of its kind in the industry. Free Look Period. Check out the rate comparison from the top carrier on price by clicking here. Mutual of Omaha burial insurance policy details. 9 / 5 (Excellent) With a good reputation and. Funeral Advantage is a final expense program offered by Lincoln Heritage that can be used anywhere in the United States. However, the benefit amount and rate are locked in for the life of the policy as long as there are no lapses. She was a volunteer at NW superstars (Hilliard Bobcats), Civitan and is a Member of the Church of Jesus Christ of Latter-day Saints. Although sustainability is hardly the. Marie Anne Kocak Obituary. What kind of service to have and where. A business sells you a cremation package at an agreed-on price. If you fund your pre-planned funeral, you'll want to make sure your preneed funds are secure and held in trust or used to purchase an insurance policy. “Login ID” is 5 + WFG Agent Number (6 characters) Write down the password you create for future use. (M) My colleagues' mistakes will work in my advantage when it comes to a promotion. Beware of including too much detail, though. Up to $20,000 cash insurance to help cover funeral, burial, and other final expenses. No medical exam required just answer health questions on a one page application. 3734 - Office: 314. There are many factors that go into these costs, including where the deceased pass away, the type. Find a Location. El plan paga hasta $20,000 dólares en efectivo para que las familias del asegurado lo. Step 1 – go to website and complete “Self Registration” process. Advantage honors special requests and helps create memorable services for families from all walks of life. Get a. Don’t become a victim. CEOT7K 3. Final expense insurance helps mitigate end-of-life costs. 877. During live performances, Kershaw is joined by additional musicians. TV commercials known as the Funeral Advantage Plan. 8/5 Financial Strength 5. Payments are based on factors like age, sex, and overall health. You might have trouble. Free funeral planning and 24-hour family support is included with every Lincoln Heritage Funeral Advantage® policy. J. Funeral Advantage is the only life insurance policy that Lincoln Heritage offers. Essentially, the program is a whole life insurance policy that caters to a limited set of funeral costs. SecurChoice™ “SecurChoice™ is funeral planning and funding before the need arises. Funeral Advantage was formed to help individuals plan for their funeral so as to not let the financial burden fall on the survivors. Lincoln Heritage life insurance coverage is, on average, 20-25% more expensive than other insurance companies. As two elderly women sit by the window talking over cups of tea, the subject of final wishes and funerals comes up. Our E-App gets your business issued quickly. Charles R. Life insurance has a place in every financial plan. Everest Advantage Whole Life Insurance (Issue Ages 0-49) Specified Face Amounts/Monthly Premium Immediate Death Benefit Policy Form No. Best and an A+ with the Better Business. obituaries, find service information, send sympathy gifts, or plan and price a funeral in Texarkana, TX. She was predeceased by : her parents, Samuel Defazio and Asunta Defazio (Coroniti) of Medway, MA. S. Unlike a pre-need plan, final expense insurance is available as a cash payout directly to the beneficiaries. For many insurance companies, you must be at least 50 years of age to be eligible for funeral insurance. $1,950. Funeral & Burial Expectations in Kentucky. Wherever life takes you, you have 24/7 access to view your balance, make a payment, and apply for a loan all from your smartphone, tablet, or laptop. I know you’re covered in dirt at the top of the stairs. October 10, 2023 (58 years old) View obituary. Funeral Advantage, a program offered by Lincoln Heritage, can be used anywhere in the United States to cover funeral costs and other end-of-life expenses. There are many factors that go into these costs, including where the deceased pass away, the type. S. What makes Funeral Advantage unlike any other final expense policy is its partnership with the. Nov. Loveland, OH 45140. In Virginia, you have 10 days to look over your life insurance policy without any financial obligation. Funeral Advantage is the only life insurance policy that Lincoln Heritage offers. This whole life policy covers your final expenses with up to $20,000 in coverage. 129 N. Specialties: Advantage Funeral & Cremation Services - The Leader in Low Cost Funerals and Cremations Value and Care. Funeral Advantage plans provide an easy application process, peace of mind, and a living legacy, as opposed to a funeral bill for their loved ones. The Lincoln Heritage final expense insurance policy is available to seniors between the ages of 50 and 80. Call now to receive a free planning guide and. So far pretty standard in the. The average cost of funerals. The average funeral can cost up to $9,000 depending on the services you use. Like any consumer-driven product, funeral costs are dependent on supply and demand, the local economy, and competition. Advantage Funeral & Cremation Services – Highland Park provides honest, affordable funeral and cremation services to families in Fort Wayne, Indiana. Read Advantage Cremation Services obituaries, find service information, send sympathy gifts, or plan and price a funeral in Loveland, OH. Register today! Funeral Advantage™ is a final expense program offered by Lincoln Heritage that can be used anywhere in the United States. Funeral Advantage™ Program. It’s important to pay your premiums on time and in full when they’re due. And Social Security’s death benefit is a mere $255. Funeral Advantage’s low-cost rates start at $15 per month and provide families with peace of mind when it comes to funeral expenses and other final expenses. Los errores de mis colegas revertirán en mi beneficio a la hora de un ascenso. Terms such as burial insurance for seniors , funeral insurance, cremation insurance and final expense insurance all refer to simplified issue whole life insurance or guaranteed issue life insurance. Funeral Advantage provides a cash payout for use at any facility for any style of service. Our team of committed, caring associates will guide you through the planning process from start to finish, meeting your needs and honoring your traditions. (405) 682-1682. We are pleased to announce: You may qualify for the Funeral Advantage Program that will pay your family in the event of your death an insurance cash benefit up to $20,000. You will wind up paying 30%+ for Lincoln Heritage insurance which overall raises your funeral costs. of Greater Cincinnati. The Funeral Advantage Program is a comprehensive service designed to provide peace of mind and financial protection to individuals and their families. The Funeral Advantage program will pay your loved ones up to $20,000 cash when they need it most. Lincoln Heritage Funeral Advantage 2021 TV commercial. If you have a question on Funeral advantage program assists seniors, you can contact Funeral Consumers Alliance at 1-02-482-3437. Ruth Keck. A more. Use of equipment and staff for memorial service at other location. Funeral Advantage provides a cash payout for use at any facility for any style of service. With low rates starting at just $15 a month, Funeral Advantage is an affordable whole life insurance policy that helps families when they need it most. El comentarista deportivo Fernando Fiore dice que no contar con el dinero para cubrir los gastos funerarios de un ser querido puede traer garves problemas. Your cash benefit amount can’t be lowered as long as premiums are paid – which makes Funeral Advantage a plan you can count on. prayer service, Monday, November 6, 2023, at Legacy Chapels 4610 South Jackson Road in Edinburg, TX. Our team of committed funeral home associates will guide you through the process from start to finish, meeting your needs and honoring your traditions with compassionate, professional and. No. Published February 07, 2017 Advertiser Lincoln Heritage Funeral Advantage Products Lincoln Heritage Funeral Advantage Life Insurance Songs - Add None have been identified for. One of the key factors contributing to Lincoln Heritage's impressive growth over the last decade has been how favorably the U. Product Name: Advantage — 50 Plus Advantage Issue Ages (Age Last Birthday): 50 to 85 0 to 49 Premium Paying Period To age 100 To age 100 Minimum Death Benefit $2,500 $5,000 Maximum Immediate Death Benefit Ages 50 to 75: $50,000 Ages 0 to 49: $50,000 Ages 76 to 85: $25,000 The primary downfall of the Funeral Advantage Program is the cost. Not available in New York or Washington. Many consumers have expressed frustration over hidden fees and. If in doubt, please call us at 1-800-433-8181. Understanding Final Expense Insurance Final expense insurance is a type of whole life insurance. More affordable than you think — perfect for people on fixed incomes. . As a result, shelters, orphanages, and foster families take…. Funeral Advantage plans provide an easy application process, peace of mind, and a living legacy, as opposed to a funeral bill for their loved ones. market has responded to the Funeral Advantage program. It can also be used to pay for expenses that younger family members who pass away often leave behind, such as college tuition, mortgages, and auto loans. m. It’s open to applicants 50 to 80 years of age and is a permanent whole-life insurance policy. Allowable expenses include caskets or urns; burial plots or cremation niches; markers or headstones; certain funeral-home charges; and services led by clergy or an officiant. I see you standing around like you’re awaiting prayer. Every year, several kids become helpless due to the abandonment or death of their biological parents. The National Funeral Director’s Association estimated the median funeral cost in 2012 as $7,045, plus the cost of a cemetery plot or cremation. Funeral Advantage Program Survey. The viewing, burial, service fees, transport, casket, embalming, and other prep are included in this price. Mood. Lincoln Heritage offers up to $20,000 in coverage with its Funeral Advantage Program. Fast Cash to Cover Final Expenses. Here, you’ll find honest, affordable care and. It helps families when they need it most by combining a cash insurance benefit with. 1. When you plan a funeral in North Carolina, you can expect to pay between $895 for a direct cremation to $20,000 or more for a full funeral, including a casket, burial vault, and memorial service. 59 billion. People between the ages of 40 to 85 who are seeking a life insurance policy to cover funeral costs and other final expenses may qualify for coverage from Lincoln Heritage Funeral Advantage. 10 Common Funeral Scams. market has responded to the Funeral Advantage program. During emergencies, you have the option of borrowing against this value. Learn more . Actors - Add. As a Lincoln Heritage Funeral Advantage® agent, you'll have access to the following benefits: A 24-hour underwriting help line. A funeral insurance policy in Washington, DC, can also help family. 0/5 Qualifications 4. Lincoln Heritage Funeral Advantage policyholders can pay online, view their policy information, and access service forms. Lincoln Heritage's rates are average if you're middle-aged or healthy. We give them (2⭐ out of 10) AAA Life. Lincoln Heritage Funeral Advantage policyholders can pay online, view their policy information, and access service forms. A pre-paid funeral is a plan made with a funeral home that’s been paid ahead of time (the money has already been paid or has been set aside for this purpose). Find service. Change The Owner Of Your Policy. Recently, a Missouri man and five others were sentenced to federal prison for their role in a Ponzi-like prepaid funeral scheme that victimized some 97,000 customers in more than 16 states. Una de las razones principales es el servicio al cliente en español que Lincoln Heritage ofrece y los beneficios que se obtiene con sus pólizas. ¡Llame al (800) 552-6922 para más detalles!How much does Funeral Advantage cost? Lincoln Heritage Funeral Advantage prices start at around $30 per month for a 50-year-old and increase to $145 per month for a person that is 80 years old. The National Funeral Directors Association (NFDA) conducts an annual survey of NFDA-member funeral homeowners to gather prices for funeral services. There are different ways to do this, depending on your preferences and financial concerns. May 31, 2016. Age, gender, occupational habits, and more affect your Funeral Advantage rates. S. Most will provide the cash to pay for your funeral but don’t include any funeral planning options. 74 163. FEMA is not able to duplicate benefits received from burial or funeral insurance, financial assistance received from voluntary agencies, government agencies, or other sources. What is the Funeral Consumer Guardian Society®? Every Lincoln Heritage Funeral Advantage® policy comes with a free membership to the Funeral Consumer Guardian Society®, an independent consumer advocate organization founded in 2000 to provide professional guidance to member families during the funeral planning process. com. Advantage® Funeral & Cremation Services is a national brand of funeral and cremation service providers that offer an affordable, simple and economical alternative to traditional funeral homes. Submit your info below to get FREE information. Over 60. The clothing and jewelry the deceased will wear. 804. Then they show a less expensive but much less attractive model, and lastly a mid-range coffin. Claims: (855) 706-2396. Funeral Advantage provides a cash payout for use at any facility for any style of service. at Advantage Funeral Home, 7010 Chetwood Dr. It helps pay for funeral related costs to help ease financial and planning burdens for loved ones. Por ello recomienda el seguro de vida para gastos finales de Lincoln Heritage Funeral Advantage. If you’re 80 years old or under, you can get up to $35,000 of coverage. Australian Seniors. The holidays always generate some interesting seasonal offerings, and this year is no different. Funeral Advantage can help you find benefits immediately after the death of a loved one. Desde que la agencia se fundó en 1985, su creador, Ray Barragán Sr. m. Call now for a free informational guide. We are part of the Schoedinger family of funeral homes, upholding a longstanding commitment to providing quality, affordable funeral and cremation options for everyone in Central Ohio. What You Get With. Like other final expense insurance plans, the Lincoln Heritage Funeral Advantage plan doesn’t require a medical exam to be approved. According to the 2021 study, the median cost of a funeral was $7,848, up 6. Our team of caring associates is committed to meeting your needs and honoring your traditions with compassionate, professional and personal service. We specialize in helping people cover their funeral costs and other final expenses. So from this program, you can take one-time cash for the funeral. Find service information, send flowers, and leave memories and thoughts in the Guestbook for your loved one. As with most funeral costs, prices for green funerals vary widely based on region and the type of burial site. Offer condolences/tributes, send flowers or create an online memorial for free. Plan & Price a Funeral. También proporciona valor en efectivo, que puede ayudarlo a cubrir pagos vencidos o para préstamos de emergencia. The policy offers coverage of up to $20,000 and has a cash value that increases over time. There is no health exam required, and the majority of people qualify for coverage. The Funeral Advantage program provides a small life insurance policy from Lincoln Heritage Life Insurance Company plus funeral planning services from the Funeral Consumer Guardian Society. It’s a program that offers your client what no other plan can: price-shopping of final wishes. . We will collect only information necessary or relevant to our business. The average cost of a funeral with cremation is $6,000 to $7,000. It provides you with a cash payout that can be used at any funeral home for any kind of funeral arrangement. Lakewood Mausoleum Funeral Advantage have been mostly hermetic since the release of 'Body Is Dead', the band’s 2015 debut album. Find service information, send flowers, and leave memories and thoughts in the Guestbook for your loved one. Don’t do it, says Joshua Slocum, executive director of the Funeral Consumers Alliance (FCA), a death-care industry watchdog group. Family Heritage Group is the exclusive agency representing Lincoln Heritage Life Insurance Company and Lincoln Heritage Funeral Advantage in New England. Upon the death of a Funeral Advantage member, the FCGS will help surviving loved ones cope. Customers enjoy the peace of mind that their families will be taken care of if anything happens. Its Funeral Advantage policy is tailored to those who want to purchase coverage to take care of their funeral, burial and end-of-life expenses. Ricky Barnett. . Our team of committed, caring associates will guide you through the planning process from start to finish, meeting your needs and honoring your traditions with compassionate, professional and personal. Funeral Advantage is an exclusive, one-of-a-kind final expense insurance product unlike anything in the industry. The Hanging Cage 4. Lincoln Heritage Advantage dice que si tiene entre 40 y 85 años, recomienda que haga un plan de gastos finales. Agent Recruiting: (888) 713-6020. Matthew Funeral Home & Cremation Services Inc. We are a final expense company and there are two parts to our Plan. The simple fact is that Medicare coverage ends, well, when your life does. Please Help Me by Funeral Advantage, released 24 February 2017 1. Funeral Advantage is more than just a final expense insurance policy. Not available in New York or Washington. Your Funeral Advantage Benefit Gives Your Loved Ones Up To $35,000 Cash For Your Final Expenses. It’s given to a single survivor of someone who received Social Security benefits at the time of their death. CEOT7K 3. We make planning for Final Expenses Easy and Worry Free. Then the name of the funeral home and a quick search on the website to pose as the funeral director.