The information on this site describes the benefits and options available from Part 6 of the Airways Pension Scheme. 17 March 2023. We will issue a pension increase statement each year, usually near the end of April, with full details of the increase that will apply to your pension and this will include a P60 certificate. This means that the value of your investment can go down as well as up depending on the performance of the stock market in future years. NAPS 31 March 2018 Funding Valuation. If you plan to work beyond your Normal Retirement Age, you will automatically continue paying contributions to the Scheme. The value to be tested against the LTA is worked out by multiplying the gross (i. Liverpool. mybapension. mybapension. Employer Nominated Directors (ENDs) are appointed by BA, and Member. If you no longer have access to this email address please contact the Pensions Team on 0208 5382100 for assistance. The Scheme is a Registered Pension Scheme approved under Chapter 2 of the Finance Act 2004. mybapension. Member hub. Your pension will increase each year in line with the rate specified within the Government’s Pension Increase (Review) Orders issued by HM Treasury. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). However, this will vary according to your age when. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS). Register for My Account. If your deferred pension has a cash equivalent value of £10,000 or less, you can exchange it for a one-off small lump sum at any time after GMP Age (age 65 - men; age 60 - women) or from age 55 if your pension does not include a Guaranteed Minimum Pension (GMP) entitlement. The number of meetings varies from year to year – in some years Trustee Directors could attend an average of 20 meetings. This is provided by the Mercer Master Trust and is called the MMT – BAE Systems Retirement Savings Plan and is administered by Scottish Widows. If you left employment with BA and left your pension in the Scheme you can draw your benefits any time from age 50 if you wish (subject to certain conditions – see below). To book a place, contact Vanessa Rowley or Kasia Ambrose on 020 3691 3215 or email: membership@ba. You may need to check with your building society for the correct details to provide. Click here to read the most recent obituaries. The standard Scheme contributions are: 7. Currently AVCs can be taken as part of the maximum tax-free lump sum of up to 25% of the available Lifetime Allowance. If you are receiving a single pension entitlement from us, your pension reference number will usually be. mybapension. Looking for old news? mybapension. If you need to report the death of a loved one, we also. The Scheme was contracted-out of S2P by the GMP test until April 1997 and subsequently under the Reference Scheme. You have choices to pay more and also have security for your family and in case you fall ill before retirement. The monthly contribution you make includes a 1. You pay a standard rate of 7. From then on your pension will be paid at the end of every month into your chosen bank or building society account. He was thrilled to do it, saying it was something he’d waited years to. For example, if you work on a TPT basis for five months, working 80% of your normal, full-time hours, and then return to full-time working for the next seven months, your pensionable service for the year would be: 5 months x 80% = 4 months. com is for staff who joined British. Login to Mybapension Online to use the online pension modeller to view your pension and lump sum options at different retirement ages. The informant will need your pension reference number when calling the team. You can also view your personal benefit statements if you usually receive these. Serious ill health. 7 months full-time = 7 months. So if your BA pension at retirement is £6,000 a year and you have an AVC balance of £5,000, the value of your pension is worked out as follows: 20 x £6,000 a year + £5,000 = £125,000. PO Box 2074. *Option 55 is now closed to new joiners but existing Option 55 members currently have opportunities to switch off Option 55 within Plan 60 from 1 April or 1 October. The password you should use to register on the website is the one provided in your original registration letter or any reminder letter we have sent to you. Retirement flexibility – You have mentioned that your earnings have reduced following your redundancy and, if you were to retain the BA pension, and the retirement age was say 60, you could. When you leave British Airways ( BA) or if you opt out of the pension Scheme, you will usually be entitled to a deferred pension due to be paid from your Normal Retirement Age . com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways. Four of the Trustee Directors are appointed by British Airways as Employer Nominated Directors (ENDs). You can exchange part of your pension for a tax-free lump sum when you take your benefits. The full Trustee Board meets at least four times a year, and the sub-committees also convene regularly during the year. Telephone +44 (0) 203 691 3215. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). The tax charge for the Lifetime Allowance (LTA) was removed from April 2023. mybapension. The Retail Price Index (RPI) rise over the twelve months to September 2022 was 12. The informant will need your pension reference number when calling the team. If, as a result of separating from your spouse or partner, you want to stop making the additional payment, you can do so for the future by filling out the Adult Survivor's pension opt out form or by writing to us, giving at least one calendar. Keep aside the APS pension that has built up for your Pensionable Service in your old occupation. My deferred pension. Avoiding scams. The Trustees of your pension scheme carry out a check on the charges deducted from your pension pot and, as a minimum, the fund (s) you're invested in if you don't make your own choice. The Government’s pension arrangements differ depending on whether you reach your. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). mybapension. If you are making your normal Scheme contributions via BA's SmartPension arrangement the maximum AVC amount you can save is 50% of your Gross taxable pay after reductions. Former BA Staff Absent Friends. Protect your Information : If you are not using a BA PC please read this advice on how to Delete Temporary Files. It is likely that you have questions about your British Airways pension benefits. If your deferred pension has a cash equivalent value of £10,000 or less, you can exchange it for a one-off small lump sum at any time after GMP Age (age 65 - men; age 60 - women) or from age 50 if your pension does not include a Guaranteed Minimum Pension (GMP) entitlement. From State Pension Age you will also receive a pension from the Government if you have paid sufficient National Insurance Contributions over your working lifetime. It is likely that you have questions about your British Airways pension benefits. mybapension. Was this page useful? mybapension. mybapension. At retirement, your AVC account can be taken as extra lump sum or used to buy pension benefits. mybapension. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). If you are in Plan 60, half the potential service to age 60 would be included in the calculation of your ill health pension. mybapension. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). The 2023 Pension Increase is 5%. If you do this, we will add late-retirement increases to your pension to compensate you for the delay in payment. Ontdek hoe eenvoudig het is in onze tutorial! Check uw pensioendatum. com. mybapension. g. mybapension. 20 March 2018. Looking for old news? mybapension. Scheme increases in NAPS are generally in line with the Government’s yearly Pensions Increase (Review) Orders (PIRO), up to a maximum of 5% in any year. You can find more information about the MPAA on the HMRC website. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). Please keep in mind that for most people, the amount you can take as your tax-free entitlement will stay at 25% of the value of your Scheme pension, up to a maximum amount of £268,275 (25% of the LTA of £1,073,100). 00%. Email [email protected] to MyPension. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). FAQs. Alternatively, contact BA Pensions for a provisional quote at any time. Tel: 020 8538 2100. Or please use our online ‘ contact us ’ form to get in touch with us. 56%, your AVC balance at the end of the 21/22 year would be calculated as your £1,000 balance increased by 0. British Airways (BA) has announced a change to the ENDs appointed to the New Airways Pension Scheme (NAPS) Trustee. To provide an additional dependant's pension you must give up part of your own pension permanently. Default build-up rate. Address changes can also be accepted in writing with a signature (our address is on the Contact us page). This can be found at the top of any personal communications we have sent to you. mybapension. Search APS:. State Pension age is now equal for men and women (and gradually rising to 68 for people born after 6 April 1970), but the ages that GMPs apply from have not changed. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). Telephone +44 (0) 203 691 3215. Many building societies use different banks to process BACS payments. If you would like us to publish an obituary or eulogy for a former colleague, please send it to us. If you leave your pension with BA it is called a deferred pension. The Government gives. You may need to check with your building society for the correct details to provide. = £104,000. Scheme updates. Carry on paying into your BA pension. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). The AA for your defined benefit (DB) pension savings, such as your APS pension, will also be reduced to £50,000. Your Scheme 's actuary will work out the increases, and we will add them instead of normal Scheme increases. mybapension. The LTA is currently c£1. mybapension. From then on your pension will be paid at the end of every month into your chosen bank or building society account. I will work beyond Normal Retirement Age. We may also hold and process some special categories or "sensitive. Four Trustee Directors are elected by APS members and pensioners as Member Nominated Directors. These increases are part of your rights and are not discretionary. The Scheme is still required to add inflationary increases - up to the. The amount. If you move from Flying Staff to Ground Staff or vice versa your Normal Retirement Age, pension Build-up rate and pension Contribution rate will change. The Orders currently reflect. Yes No. I'm changing jobs. The maximum amount of AVCs (normal AVCs, SmartAVCs, lump sum AVCs or a combination) you can save in the BA AVC funds is 50% of your Gross taxable pay. British Airways Pension Plan (BAPP) BA introduced BAPP for its existing employees on 1 April 2018. It is very important that someone tells us straightaway when you die by calling the BA Pensions team on 020 8538 2100. mybapension. This can be found at the top of any personal communications we have sent to you. Your basic pension = (your Pensionable Service x your Retiring Pay) divided by 52 build-up rate ( Flying Staff) or by 56 build-up rate (Ground Staff). If you are currently paying lower contributions to build your pension up at the lower rate of 1/83, this portion of your pension will be calculated using the 1/83 build-up rate. If you no longer have this, please call the Pensions Team on 020 8538 2100 (9am to 1pm, Monday-Friday). give you the flexibility to adapt to your changing lifestyle. mybapension. In addition, members under State Pension Age who have not selected the 1/83 pension build up rate pay an additional 3. This means that the value of your investment can go down as well as up depending on the performance of the stock market in future years. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). News articles are published on the APS and NAPS websites. APS is a Final Salary Scheme administered by British Airways Pension Services Ltd (BAPSL). before tax is deducted) yearly rate of the pension you are currently receiving (on the date you are due to start receiving your remaining benefits) by 25. The value of your Additional Voluntary Contributions (AVCs) account will depend on: the length of time your AVCs have been invested. British Airways has struck a deal to delay £450m of pension deficit contributions as the company struggles through Covid travel restrictions that have left most of its planes grounded during the. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). If you have not yet registered and have lost your registration letter please contact BA pensions on 020 8538 2100 to request a duplicate to be sent to you in the post. The password you should use to register on the website is the one provided in your original registration letter or any reminder letter we have sent to you. APS is administered by a Corporate Trustee (Airways Pension Scheme Trustee Ltd), made up of eight Trustee Directors. mybapension. 25% of Pensionable Pay. 1/60. If you have a tax query, please call the tax office on 0300 200 3300 or write to:The first payment is made at the end of the month after the month you retire. Additional Voluntary Contributions (AVCs) You can save AVCs on top of your basic Scheme pension and they are a tax-efficient way of saving for extra pension or lump sum benefits when you retire. My BA Pension - Log in to mybapension online Log in Please make sure that you've registered for online communications using the details provided in your registration letter before logging in for the first time. CPI was 6. Liverpool. Members of earlier parts of the Airways Pension Scheme (Parts 1 – 5) should contact BA pensions with any specific. NAPS Consolidated Trust Deed and Rules – June 2019. In addition, members under State Pension Age who have not chosen the 1/54 build-up rate (Flying Staff) or the 1/58 build-up rate (Ground Staff) pay an additional 3. Close. com is a site for staff who joined British Airways before 1 April 2003 and are members of the Airways Pension Scheme (APS) or the New Airways Pension Scheme (NAPS). mybapension. Please quote your pension number (which is the same as your old BA staff number) in all correspondence. Alternatively, AVCs can be used to buy extra pension, either from BA Pensions. The Scheme was contracted-out of S2P by the GMP test until April 1997 and subsequently under the Reference Scheme Test until 5 April 2016. The NAPS membership elects five Trustee Directors as MNDs as follows:The individual's AA for 2020/21 is therefore: £60,000 - £17,360. Pensions for state employees and teachers have been a wrench in the gears of Pennsylvania government for decades. Throughout your time at BA your circumstances may change. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). What you get at retirement. If you elected to stop paying contributions and. 20 x £6,000 p. Your pension is flexible. To arrange an additional dependant's pension, you must contact BA Pensions before your pension starts (at retirement or if you take Flexible Retirement ). It is very important that someone tells us straightaway when you die by calling the BA Pensions team on 020 8538 2100. January 2020. I am separating. com is for staff who joined British. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). Looking for old news? mybapension. We try to answer many of them here and you will also find lots of useful information within other areas of this site. The Government raised the minimum retirement to age 55 from 6. If you are receiving a single pension entitlement. com is for staff who joined British Airways before 1 April 2003 and are. mybapension. Pre-retirement Courses. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). 6%. NAPS is administered by a Corporate Trustee (New Airways Pension Scheme Trustee Ltd), made up of twelve Trustee Directors. Providing pension benefits administration and finance operations for 110,000 members. If you choose to work beyond your Normal Retirement Age, your Pre 2007 service pension and your Post 2007 service pension are treated differently. 25m could apply for the value of their pension benefits on 5 April 2014 to be protected up to a maximum value of £1. L69 2YL. Check the square box next to the plan name (s) for the 1099 (s) you want to download. You cannot give or 'assign' your benefits. Your Dependent children can receive allowances on your death. On this page are details of former colleagues who have recently passed away. Threshold income is all income subject to income tax, including: You should contact BA for clarification as to what pension contributions should be added back in. Information about the Scheme, pension guidance, and accessing your pension details. You can retire and draw a reduced pension before your Normal Retirement Age - from age 50. You can register for online communications at any time by clicking the ' Register ' button, then following the on-screen instructions. In APS, you pay a standard rate of 7. In 2001, Gov. 1% of the Band Earnings. Click here to read the most recent obituaries. Then click on the blue “Show selected tax forms” button to download your PDF tax. Call us on: 020 8538 2100 Fax us on: 020 8538 2190. mybapension. You have choices, so decide for yourself what your. Our Absent Friends page includes details of former colleagues who have recently died. 1% of Band Earnings. 22. You can also view your yearly deferred pension statements if you usually receive these. There are two types of trustee directors. Telephone +44 (0) 203 691 3215. BA has confirmed that Ian. L69 2YL. The Government gives. Pensioner hub. The informant will need your pension reference number when calling the team. Visit the Scheme documents page to view the annual report and financial statements for the year ending 31 March 2021. The standard rate at which your pension builds up is 1/75 (for both Flying Staff and Ground Staff) for which you pay contributions of 5. Our 2021 Annual Report and Financial Statements now available. Your contributions are deducted automatically from your monthly. When you are approaching your Normal Retirement Age, we will write to you with full details of your pension benefits and your options relating to your pension about four months beforehand. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). L69 2YL. You get automatic tax relief at your highest tax rate. Search APS: mybapension online. BA Pensions have today published member updates on their website for both APS & NAPS. mybapension. Details of all charges that apply to your scheme, your Trustees' assessment of value for money, and your Trustees' investment governance activity are shown in. The tax charge for the Lifetime Allowance (LTA) was removed from April 2023. Solitaire Rules The different piles. If you choose to have your lump sum paid into your account in the British Airways Pension Plan (BAPP) this will not affect the NAPS benefits you have built up to 31 March 2018. If you have a deferred pension in NAPS, this is due to be paid from your Normal Retirement Age (NRA) ( Plan 60 or Plan 65 ). The Scheme Rules provide for full pension increases to be paid up until age 65 (men) or age 60 (women) on any GMP. At a glance. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). 56%, your AVC balance at the end of the 21/22 year would be calculated as your £1,000 balance increased by 0. g. 5% payment for an Adult Survivor's pension on your death. 75%. 9% It’s these figures that. It is very important that someone tells us straightaway when you die by calling the BA Pensions team on 020 8538 2100. mybapension. Write to us at: British Airways Pensions. If you no longer have this, please call the Pensions Team on 020 8538 2100 (9am to 1pm, Monday-Friday). On this page are details of former colleagues who have recently passed away. The informant will need your pension reference number when calling the team. The Scheme’s funding deficit on 31 March 2021 was £1. Global Vote Activity for the year to 31 March 2018. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). gov registration process, which includes setting up an email and password for future logins. L69 2YL. In addition to the contributions shown above, members who are under State Pension Age pay 3. Email membership@ba. Your Post 2007 service pension is a percentage of your pay at retirement for service you have completed after 1 April 2007 in either Plan 60 or Plan 65. British Airways Pensions Services. The Trustee Directors of APS and NAPS are the Directors of BAPTL. If you have a single pension entitlement with us, your pension reference number will usually be your six-digit BA staff number preceded by “1”, for example if your staff number is 097132, your pension reference would usually be 1097132. mybapension. From State Pension Age you will also receive a pension from the Government if you have paid sufficient National Insurance Contributions over your working lifetime. Additional Voluntary Contributions (AVCs) You can save AVCs on top of your basic Scheme pension and they are a tax-efficient way of saving for extra pension or lump sum benefits when you retire. To book a place, contact Vanessa Rowley or Kasia Ambrose on 020 3691 3215 or email: membership@ba. At Normal Retirement Age. 24 March 2023. If you die whilst an active member of the Scheme - the allowance is calculated as one-sixth of the basic pension you would have received for the years, months and days that you have been in the Scheme plus half the time remaining between the date of your death and Normal. Hover over or click on the individual bars to see the interest rate for each specific month: For example, if you had an EBF balance of £1,000 on 1 April and the total monthly rate for each of the following 12 months was 0. Percentage of Pensionable Pay that you pay. NAPS factor changes from 1 April 2020. Alternatively, contact BA Pensions for a provisional quote at any time. Protections are available and further information is. The Scheme is still required to add inflationary increases - up to the. As the settlement has been approved, we expect to make payment of the arrears payable backdated to 6 April 2019 with your pension payment in December 2019. =. We provide useful resources and technical information about the Scheme, such as the Member Handbooks and leaflets, The Trust Deed and Rules of the Scheme, as well as NAPS valuation reports, Annual Report & Financial Statements, and documents on the Responsible Investment page which provide information about how the Trustee and. After that we will only provide a pay slip if the amount you will receive changes by more than £0. Telephone: 020 8538 2100 (Monday to Friday 9am – 1pm) British Airways Pensions. Employee Self Service - Login; Select login type; BSAFEYou can find information about your pension online – anytime, anywhere. Your line manager or Employee Services contact should provide you with your retirement and leaving forms. · For most members, the allowable tax-free lump sum you can take across all your pension benefits, from APS and elsewhere, is capped at one quarter of the current LTA amounting to £268,275. You can choose to use it all to provide a monthly income, or take part of it as a lump sum on retirement. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension. You cannot give or 'assign' your benefits to anyone else. You can choose to use it all to provide a monthly income, take part of it as a lump sum on retirement or transfer out to an external provider. Information Information about the Scheme, pension guidance, and accessing your pension details. If you are making your normal Scheme contributions via BA's SmartPension arrangement the maximum AVC amount you can save is 50% of your Gross taxable pay after reductions. Looking for old news? mybapension. Please visit the Government’s website for the. Total pensionable service = 11 months (or 91. Please use the online ‘ Contact us ’ form to request a CETV quotation, or call us on 020 8538 2100 (9am to 1pm, Monday to Friday). What we'll send to you, how and when. Frequently asked questions (FAQs) on the COVID-19 (Coronavirus) outbreak - 20 March 2020. The two conditions are applied in order and, if neither condition is met, any statutory right you may have to transfer is removed and. New retirement and transfer value factors are in full. These increases apply to any elements of your pension that qualify for yearly increases under the Scheme Rules. When I die. We must receive your written instruction by the 20th of the month for the. 15 min ago. If you have a defined contribution pension scheme, you can usually access your pension savings from age 55. When I die. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). The contains definitions of all the technical terms used on this website. If you plan to work beyond your Normal Retirement Age, you will automatically continue paying contributions to the Scheme. Before you can take up this option you will need to pass a medical examination. Or you can draw your whole BAMPS Account as an Uncrystallised Funds Pension. This can be paid at, or after, your Normal Retirement Age, or you can choose to draw a reduced pension from the age of 50 or even earlier if you become too ill to work. 17 March 2023. L69 2YL. com. mybapension. mybapension. 1. 4 billion in an insurance policy with Legal & General Assurancemybapension. mybapension. A pension of two-thirds of the pension you earned whilst paying the higher contributions towards an Adult Survivor’s pension (before any adjustments to your own pension such as taking a tax-free lump sum or any early retirement reduction) will automatically be paid to your husband, wife or civil partner. 5% from 10 April 2023. The Corporate Trustee. All new employees since April 2012 have had access to a Defined Contribution (DC) pension scheme. The tapered AA. I left before 1 April 2007. mybapension. mybapension. A lump sum may be paid if no Adult Survivor’s pension is payable. 25% (Ground Staff) or 8. Tel: 020 8538 2100. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). Visit the Scheme documents page to view the annual report and financial statements for the year ending 31 March 2021. What you get from NAPS will depend on your Qualifying service (the period of time you paid contributions to the Scheme), adjusted for any changes in your BA occupations prior to 31/3/07 (such as a move from Flying Staff to Ground Staff), plus any service you transferred into the Scheme. The Airways Pension Scheme (APS) is an occupational final salary scheme. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). We can't guarantee to publish every one but we’ll try to include it in a future publication, where space allows. 1. marital status and relationship data, including the full name, date of birth, contact details and relationship to your proposed beneficiaries. Telephone: 020 8538 2100 (Monday to Friday 9am – 1pm) British Airways Pensions. BA Pensions service update. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). In addition, members under State Pension Age who have not chosen the 1/54 build-up rate (Flying Staff) or the 1/58 build-up rate (Ground Staff) pay an additional 3. Or please use our online ‘ contact us ’ form to get in touch with us. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). You can register for online communications at any time by clicking the 'Register' button, then following the on-screen instructions. Liverpool. com is for staff who joined British Airways before 1 April 2003 and are members of British Airways' Airways Pension Scheme (APS) and New Airways Pension Scheme (NAPS). mybapension. What I get from my AVC account. The first payment is made at the end of the month after the month you retire. After that we will only provide a pay slip if the amount you will receive changes by more than £0. 2 Contents 04 Welcome to your pension 08 How much should I save? 16 How is my money invested? 33 Know your funds 39 Your choice of funds 43 Keeping track of your pension 49 Frequently-asked questions 57 Get in touch AV941280_NGS47333A1_MM39066_0823. If you have not yet registered and have lost your registration letter please contact BA pensions on 020 8538 2100 to request a duplicate to be sent to you in the post. The seminars are currently being provided exclusively online, by webinar. To arrange an additional dependant's pension, you must contact BA Pensions before your pension starts.