Annuity Gator. TIP: Only one kind of annuity invests in mutual funds: the variable annuity. Annuity Gator is comprised of a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. Guaranteed lifetime income in retirement. How to get guaranteed increasing income for the rest of your life. The Annuity Gator’s End Take on the Brighthouse Income Annuity While an immediate annuity may not be right for everyone, the Brighthouse Income Annuity could be a good option for you if you are seeking the following benefits: >A reliable income stream right away (or one that starts relatively soon after purchasing the annuity). The future results can be an essential factor, though, as they can ultimately make a difference in how your annuity performs – and in turn, how much income you can garner from the annuity in retirement. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. The Annuity Expert is an independent online insurance agency servicing consumers across the United States. Annuity details can be somewhat cumbersome to digest. We review annuity products nearly every day, so if you’ve got a question or want to have one annuity tested against another, we’re the people who can help. The annual charges for these are 0. Despite the current volatility in the. At year-end, United Heritage Life Insurance held nearly $627 million in assets and nearly $71 million in capital and surplus. The Annuity Gator’s End Take on the F&G Next Generation Accumulation Annuity – Power Accumulator Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principalThe Annuity Gator’s End Take on the Midland National Life Paragon Plus 14 Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate. 75% to 6%, depending on your age and the income. Identify the long-term impact of your annuity fees (on your annual returns, initial deposit, and income). Sources Retirement Uses for Your Health Savings Account (HSA). We Investigate Annuities So You Don’t Have To. This is a good example of why consumers absolutely need to run the numbers before moving forward with the purchase of an annuity – as these products will oftentimes take a large percentage of you overall retirement savings, and they are quite difficult to get out. We want you to be able to determine for yourself whether or not the annuity that is being discussed truly makes sense for your specific goals and needs. Annuities are a unique. In other words, this product is a variable and index-linked annuity contract that provides for the accumulation of retirement savings, on a tax-deferred basis. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the. Fixed annuities like the Secure Legacy MYGA product offer a great deal of certainty, even in an uncertain financial world. The Annuity Gator’s End Take on the Guardian Secure Future Income Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long life; Will need retirement income in the extended future; Are seeking a guaranteed income;The Polaris annuity also has a surrender charge for the first seven years. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guarantee The Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: The traditional way to get an income from a stock and bond portfolio is to make automatic withdrawals. The company is not an annuities broker and it’s not an insurance company. 21% and 1. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. Date of experience: February 09, 2021The Annuity Gator’s End Take on the Prudential PruSecure Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. 00%. This annuity is available to applicants who are up to age 85, and the annuity allows a minimum premium of $5,000 and a maximum of $500,000. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Despite the current volatility in the. This means that regardless of future economic conditions. The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. This seemingly endless stream of annuity “fine print” can often times lead to the complaints that are received about annuities – because customers will. The Annuity Gator’s End Take on the American National Strategy Indexed PLUS 7 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a. Share Tweet Pin it Share. This quiz takes about 30 seconds to fill out and will help you identify which type of annuity may be right for you. Hi Diane – I wanted to follow up with you again and let you know that we have completed our review of the ForeAccumulation ll annuity. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. When the market experiences an upward trend, the returns inside the annuity increase. For. 4,789 likes · 144 talking about this. Learn More About Me. This annuity allows you to turn a lump sum of money into a steady income stream right way. We launched our educational blog to provide objective and helpful information to help you financially prepare for retirement. What’s Included In This Annuity Ranking Report This Annuity Ranking Report was created using our up-to-date computer models to evaluate hundreds of annuities of all shapes and sizes. Calculate all of the annuity fees (some annuities have obscure fees). You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies. At Annuity Gator, we can help you to narrow down which annuity is right for you – if. So, in order to find the one that may be best for you, it is recommended that you discuss all of your potential options with an annuity specialist. com Visit this website Write a review 4. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. 10% to . Protection from loss in a down market. (This annuity has a 7-year surrender charge period). The Annuity Gator’s End Take on the MassMutual Stable Voyage Deferred Annuity Where it works the best: The MassMutual Stable Voyage Fixed Deferred Annuity, while not for everyone, could be a good option if you. These charges typically apply to withdrawals taken out of the account during the first six to eight years, and they are one-time fees, but surrender periods could last for as long as 10 years. The minimum fee for this feature is . My name is Robert ”Bob” Gardner. As of mid-2019, Equitable had more than $952 million in admitted assets, which is a 96% increase from just one year prior. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. The Annuity Gator’s End Take on the New York Life Premier Variable Annuity ll Where the annuity works best: As a variable annuity, the Premier Variable Annuity ll from New York Life could be a viable option for those who: Want the opportunity for high, market-related returns Are seeking a lifetime incomeAXA describes the Structured Capital Strategies Plus annuity as a tax-deferred financial product that provides the opportunity for upside potential, as well as downside protection. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. In the case of the LiveWell 10-Year Fixed Index Annuity from Sammons, you will find that if you choose to add the optional guaranteed lifetime withdrawal benefit, there is an additional fee involved. 75% to 6%, depending on your age and the income option. Best (as of June 2018) and an A- (Strong) from Standard & Poor’s. 0 out of 5. 20% for a single Life or 2. With more than $9. Independent & Objective Reviews on Annuity InvestmentsAnnuity Gator | 88 followers on LinkedIn. (The. Pacific Life has been helping clients to grow and protect wealth for nearly a century and a half. Basically, it has an option that tracks 4 different equity indexes and after a year is complete it “looks back” at the four and allocates your money retroactively toward the index that performs the best. Despite the current volatility in the market and the low-interest. My name is Donna Lee. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. Hagin . Our licensed annuity professionals are independent and are not captive or beholden to any particular insurance company. According to the Jackson National Life Insurance Company brochure on the BonusMAX One annuity, this product is a flexible premium deferred fixed annuity that can provide you with the following benefits: Preservation of principal. At Annuity Gator, we are a team of experienced financial and annuity professionals who specialize in providing in-depth, and unbiased, annuity reviews on the Internet. Best, The Annuity Gator P. My name is Matthew Taub. The Annuity Gator’s End Take on the Global Atlantic ForeIncome 1 Fixed Index Annuity Where it works best: The bottom line on the Global Atlantic ForeIncome Option 1 fixed indexed annuity is that this annuity may work the best for people who are looking for the following features:If you have $500,000 invested in an annuity, for example, then a 10 percent surrender charge would set you back by $50,000. My name is Mark Newman. Where it works best: This annuity will generally work the best for those who are looking for: Safety of principal Slow but steady growth. ”. These contributions are tax-deductible and they grow tax-deferred. The Annuity Gator’s End Take on the Allianz 222 Annuity with Protected Income Value (PIV): Where it works best: For producing a reliable, “pension-like” guaranteed income stream / lifetime withdrawals (although there are other annuities with higher guaranteed income at this time) Annuity Gator pledges only to recommend annuities that are the right fit for your retirement funding and circumstances. Initial contact was expedient. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. Considered strong and stable financially, Upstream has been assigned a B++ rating from A. 20% for a single Life or 2. The product literature for the Reliance Standard Life Apollo MVA annuity describes this product as being “a smart choice for safety conscious individuals seeking financial security. The company states that annuities are generally best for investors between ages 50-75 with at least $100,000 in retirement savings. Beware of these annuity websites. The Annuity Gator’s End Take on the Nationwide New Heights 9 Fixed Indexed Annuity Where it works the best: The Nationwide New Heights 9 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the Knights of Columbus Flexible Premium Annuity Where it works best: This annuity will typically work the best for those who are looking for: Safety of principal; Guaranteed lifetime income; Where it works the worst: This particular annuity may not be an ideal fit for you if you:The Annuity Gator’s End Take on the Northwestern Mutual Flexible Payment Variable Annuity – Account C Where this annuity works the best: For those who are looking for the opportunity to attain market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assetsThe Annuity Gator’s End Take on the Delaware Life Target Income 10 Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal – in any market conditionsThe Annuity Gator’s End Take on the Income Outlook Plus 5 Rider Where it works best: In the case of the Income Outlook Plus 5, it could be beneficial for those who: Plan to hold their annuity in the accumulation period for a longer period. If you would like to see what is possible for you in terms of generating retirement income, based on your intended retirement age, feel free to contact the specialists at Annuity Gator by calling (888) 440-2468 or by. Annuity Basics. Guaranteed income throughout retirement. However, the fine points and pitfalls of the annuity suggested were not fully explained. This charge starts out at 7% in Year 1, and it gradually grades down to 1% in Year 7, until it eventually reaches 0% in Year 8 and beyond. In this case, the option with the compounding IAV rate of 6% will cost you an annual rider fee of 1%, while the Lifetime Income Benefit and. So, if you have questions – or if you’d like to discuss whether or not an annuity is right for you – contact us at (888) 440. At Annuity Gator we work for you, the investor, so our advice comes to you unbiased. Despite the current volatility in the market and the low. Better to lock in a guaranteed lifetime income. The Annuity Gator’s End Take on the Lincoln Life OptiBlend 5 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal The opportunity for index-linked growth Guaranteed lifetime income in. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. The Annuity Gator’s End Take on the SecureOption 9 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the Security Benefit Secure Income Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. The Balanced Choice Annuity Elevate (BCA Elevate) is a Fixed Indexed Annuity (FIA) that offers racy indexing options for investors who are looking to park their income money where it can earn more secure returns. For instance, this annuity can provide you with a personal pension-like income. The Annuity Gator’s End Take on The Standard Focused Growth Annuity Where it works best: Safety of principal; Guaranteed lifetime income in retirement; Guaranteed rate protection – at least for a short time after purchasing the annuity; Where it works worst: If you are seeking a long-term rate guarantee; If you are looking for a higher returnAccording to the Sagicor Life Insurance Company’s website, the Milestone MYGA is a single premium deferred fixed annuity. Annual withdrawals of 3. 6:01 AM, 22 March 2019 . . In addition, there is an annual service charge of $35, up to a maximum of $50. [/desktoponly] Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal. All of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. With this annuity, you can garner a number of nice benefits, including: The Milestone MYGA 5 offers a guaranteed fixed rate of interest for five years – regardless of what happens in the market. We have compiled the current annuity rates from top-rated insurance carriers that provide income now, income later, or are designed to securely grow your. Independent annuity professionals provide honest. That’s where Annuity Gator comes in! At Annuity Gator, our primary mission is on educating consumers – as well as financial advisors – on how annuities work, and whether or not one may be the right choice. I requested money from my Athene Annuity to repair an extremely damaged roof. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. With more than 58% of United Heritage’s overall. 2. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of return The Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. These updates include funds that have been merged into the annuity that was not previously available. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity;The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. Likewise, there is also a fee to add the optional guaranteed minimum death benefit. Annuity Gator provided the contact with Joshua, and I am glad they did. Annuities are not usually associated with the best way for that. | Read 141-160 Reviews out of 3431 review US Feb 5, 2021 Invited Hidden costs and fund participation rate variances explained by Annuity Gator Initial contact was expedient. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with. Here you’ll find truthful, clean and understandable information regarding annuities. For producing an income for life that cannot be outlived by a surviving spouse. For example, on a $100,000 portfolio, the. Penn Mutual Insurance Company describes the Premier annuity as a type of retirement plan that includes the following benefits: Strong retirement savings growth potential. 2 Living Benefit Rider The Transamerica Income Edge 1. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. The money in this annuity – as with other types of deferred annuities – grows on a tax-deferred basis. The Annuity Gator’s End Take on the General American Power Select Plus Fixed Index Annuity Where it works the best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works the worst:These include the following: Annual contract fee (if the annuity’s contract value is below $25,000) – $30. Plus, if you withdraw funds from the annuity when you are under. Initially, he listened to understand my needs, wants, and fears. The Annuity Gator’s End Take on the Lincoln ChoicePlus Assurance Variable Annuity Where it works best: For investors who have a high tolerance for risk. 0 Where it works the best: You may want to consider the Prudential HDLI v3. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. schedule your web demo. The broker openly acknowledges that annuities aren’t for everyone. We look forward to helping you create your retirement savings and income strategy. So, if you’d like more information on whether or not an annuity is right for you, feel free to reach out to us directly by phone at (888) 440-2468 , or. Read customer reviews of their agents, products, and services on Trustpilot. At Annuity Gator, we take the frustration out of shopping for annuities. The Annuity Gator’s End Take on the Sun America Polaris Variable Annuity Where it works best:According to the TIAA brochure, the Single Premium Immediate Annuity is a product that allows you to “build retirement income your way. The Annuity Gator’s End Take on the Guggenheim Preserve 9 Year Multi-Year Guarantee Annuity Where this annuity works best: While the Guggenheim Life Preserve 9 Year Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits:The Annuity Gator’s End Take on the VALIC Power Index Elite Fixed Indexed Annuity Where it works the best: As an index-linked deferred fixed annuity, the VALIC Power Index Elite annuity could be a good fit for those who: Have taken early retirement and received a lump sum distribution;Learn More About Me. My name is Robert ”Bob” Gardner. Here, this annuity charges additional fund platform fees that can range from . At Annuity Gator, our mission is to educate consumers and financial professionals about how annuities work, and where they may – or may not – fit into a particular portfolio, based on risk tolerance, time frame, and specific short and long-term objectives. As a source of guaranteed income delivered by a. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. We offer this testing for free at Annuity Gator. If you’re still considering the Safe Haven 5 annuity from Atlantic Coast Life Insurance. M. 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David was extremely helpful from start to finish. If you’re still considering the Fidelity FG Guarantee. Income that can keep pace with inflation and market growth. Annuity Gator Terry Heys, CEO of Annuity Gator This is where text would go about annuities and explaining the video telling people why annuities are the way to. Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. Nationwide has a history of strength that has lasted for more than 90 years, and today it is one of the largest insurance and financial services companies in the world. The Annuity Gator’s End Take on the AXA Structured Capital Strategies Variable Annuity Where it works best: When considering the AXA Structured Capital Strategies annuity, it can often work best in scenarios where an investor wants to be invested in the market, but yet is concerned with taking on too much market risk. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. And, because of the in-depth reviews that we provide, we have become a highly. With the Elite Access Advisory annuity from Jackson National, you will run into a number of charges, which in turn can have a negative impact on your overall return. And, this money doesn’t necessarily have to be your hard-earned retirement savings. He answered every question and never pushed for a sale. As an example, if your participation rate is 80%, and the underlying index returns 5% for the period, then your annuity would be credited with 4% (5% x 80% = 4%). The Annuity Gator’s End Take on the Prudential HDLI v3. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. 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The Annuity Gator’s End Take on the Great West Smart Track Advisor Variable Annuity Where it works best: The Smart Track Advisor Variable Annuity from Great West Financial can be a viable option for those who: Are seeking the opportunity for a higher rate of return; Have a higher risk tolerance, and can better endure the ups and downs of the. com team members will personally. The Annuity Gator’s End Take on the Index Advantage Annuity from Allianz Life Where it works the best: For accumulating funds, without the risk of a catastrophic loss to the contract value For adding money to a tax-advantaged account – especially if other options such as an IRA and/or employer-sponsored retirement plan has been maxed out. On the USAA website, the Extended Guarantee Annuity is described as a deferred fixed annuity product where you can put in a lump sum of money and earn a guaranteed interest rate for a certain period of time. Your personal info might be collected and sold to a random insurance. These contributions are tax-deductible and they grow tax-deferred. The Annuity Gator’s End Take on the Nationwide Life Nationwide Summit AnnuityThe Annuity Gator’s End Take on the Great American AssuranceSelect 7 Plus Annuity Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those. You can reach us by phone at (888) 440-2468, or you can send us an email via our secure online contact form. This includes comparing different annuities side-by-side – and we. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the Thrivent Financial Security Plus MYGA Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A short-term interest rate guarantee (in this case, the first two years) Safety of principal;The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 3 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. As a source of guaranteed income delivered by a reputable company. 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I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. 0 Where it works the best: You may want to consider the Prudential HDLI v3. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time)The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. For instance, this annuity has ten years of back-end surrender charges. | We simplify the way annuities are. 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So, if you would like to learn more, feel free to contact us at (888) 440-2468 , or send us an email by going to our secure online form . At Annuity Gator, we specialize in educating consumers – and financial advisors – on how to secure streams of reliable, ongoing income in retirement, which can alleviate the concern about running out of money when you need it the most. 8 VERIFIED COMPANY annuitygator. Fisher is spot on in sharing the importance of keeping costs low. How Do Annuities Work. In reality, the only way to know if this annuity is a good fit for your specific situation is to have it tested. I think Mr. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. Just reach out to us by calling our annuity hotline at 888-440-2468 or fill out this confidential. Overall, given the low return that the Allianz 222 annuity has produced of. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no feesWelcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. 70% for joint life (both you and your spouse. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. The Annuity Gator’s End Take on the Fidelity Personal Retirement Variable Annuity Where it works best: There is no one-size-fits-all investment that is right for everyone. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million commissionable trades per day! Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. We have been doing this for quite a few years now – far longer than our competitors. Use the form on our website and one of the AnnuityGator. That’s where having an Annuity Investigator who loves math comes in. At Annuity Gator, our mission is to educate consumers (as well as financial advisors) about how these financial vehicles work, and how they can provide you with a steady and reliable income source. Best, and an A- (Strong) from Standard & Poor’s. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Where it works best: A place to grow money tax deferred for someone already taking advantage of the maximum IRA and 401(k) amounts. The opportunity for additional, index-linked. Best and a Long-Term Issuer Credit Rating of bbb+. 50% in Year 10, until they reach 0% in Year 11 and thereafter. When the underlying index performs well, a. That’s why we work with consumers to help them better understand how annuities work, and how certain annuities may or may not be right for particular goals and needs. Learn More About Me. According to the Allianz Life 360 Annuity brochure, a surrender charge may also be assessed to you if you begin your income stream prior to the sixth contract year in which you have the annuity. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed income The Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. We can be reached by phone at (888) 440-2468 and via email by going to our secure online contact form. A check was sent promptly and just as promptly, cancelled, due to “ wrong amount sent”. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. These fees include an annual contract maintenance. Annuity Gator. ”. Founded in the late 1800s as an insurance company, The Principal has grown and expanded exponentially over the years. The company’s assets under management were in excess of $77 billion, with 2018 revenue of $2. The minimum fee for this feature is . The Annuity Gator’s End Take on the Kansas City Life GrowthTrack Flexible Deferred Fixed Annuity Where this annuity works best: While it admittedly has a few flaws, the GrowthTrack Flexible Deferred Fixed Annuity from Kansas City Life Insurance Company could still be a viable option for those who are seeking the following benefits:Throughout the years, the company has merged and grown into a large insurance and annuity marketplace that now generates in excess of $250 million in new premiums each year, and (as of year-end 2018), held more than $530 million in total assets. 40%. The Annuity Gator’s End Take on the Ultra-Premier 7 Annuity from United of Omaha Where it works best: While this particular annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: Guaranteed growth for a set period of time (in this case, for 7 full years)Annuity Gator is made up of a team of annuity and retirement income planning experts. The smart way to get honest annuity guidance. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps. Opening Thoughts on the Nationwide Trio Select Plus 1 Year Annuity. Since its inception, this company – which began as a family-owned entity in Lansing, Michigan – has grown into a multi-billion dollar insurance carrier. OneAmerica/The State Life Insurance Company describes the Annuity Care ll as a guaranteed interest rate annuity that is combined with the protective elements for end of life care. In fact, within a relatively short time for an insurer. Overall fixed index annuity sales. For the full year 2019, United Heritage Life Insurance Company took in nearly $102 million in insurance and annuity premium for a net income in excess of $5 million. Despite the current volatility in the. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. But, if you are leaning towards the Northwestern Mutual Fee Based Select Variable Annuity, then it could be a viable option for you if you are seeking. With the Market Index annuity from Puritan Life, you make just one single lump-sum premium payment. This annuity offers an initial rate guarantee of four years that begins on the issue date of the annuity contract. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. Our primary mission at Annuity Gator is on educating consumers about whether or not annuities may be a good fit for retirement planning – and if so, which annuity may be best. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. The Capital Bonus 2 Fixed Annuity is described by Horace Mann as a fixed product that offers non-guaranteed interest bonuses in the first two contract years. The Annuity Gator’s End Take on the Allianz Master Dex 10 Fixed Indexed Annuity Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementAt Annuity Gator, we focus on educating consumers (and financial professionals) on how annuities work, and where certain types of annuities might fit into an overall retirement plan. Compare the annuity’s performance against. My name is Ryan McNeill. My name is Matthew Taub. As of mid-2020, Security Benefit Life held more than $41 billion in consolidated assets under management, and statutory revenue of nearly $5 billion. But that’s not all. 85% and 0. However, they differ from regular fixed annuities in the way their return is determined. For instance, this annuity has ten years of back-end surrender charges. 50% in Year 10, until they reach 0% in Year 11 and thereafter. These indexes serve as benchmarks for market growth and determine the annuity’s returns during the contract term or term length. Throughout the years, this insurer has grown and expanded, both in terms of client base and assets under management. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up all over the. The Annuity Gator’s End Take on the American Legend III Fixed Indexed Annuity from Great American Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementThe Annuity Gator’s End Take on the New York Life Guaranteed Future Income ll DIA Where this annuity may work best: The New York Life Guaranteed Future Income ll Deferred Income Annuity may be a good option for you if you: Anticipate a long lifespan; Will need retirement income in the extended future;Hidden costs and fund participation rate variances explained by Annuity Gator. The Annuity Gator’s End Take on the North American Prizm Plus 14 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those who are looking for the opportunity to attain market-related growth. Annuity Basics. So, the range of total annual portfolio operating expenses – including investment advisory fees, 12b1 fees, and other expenses as a percentage of the average portfolio assets – can range between . Where it works best: For producing a reliable, “pension-like” guaranteed income stream. The surrender charges on the Allianz Life 360 Annuity run for ten years – which is actually quite a long time, even in the annuity arena. Again no pressure to buy anything. 5% will also come with an annual rider fee of 0. Multi-year Guaranteed Annuities (MYGAs) are a type of fixed annuity that provide a set interest rate for a certain period of time (typically anywhere from three to ten years). Learn More About Me. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. My name is William Seeley. 35%. The Annuity Gator’s End Take on the Jackson National Perspective L Series Variable Annuity Where it works best: When considering the Jackson National Perspective L Series annuity, it can typically work best when an investor wants to be invested for market growth – and wants the ability to diversify – and still wants the opportunity for. As an income source for investors who have a longer timeline. Here at Annuity Gator, we publish the most comprehensive independent annuity reviews online and have been doing it longer than many of the copycat annuity review websites you see now. This can come from personal (non-qualified) funds, or you can use qualified dollars that are rolled over from an IRA or employer-sponsored retirement plan. The company is considered to be strong and stable financially, and because of that it has earned an A- (Excellent) rating from A. (The company also earned a #2 ranking by Wink for overall carrier, and a #10 ranking for MYGA annuities – in the independent. As a source of guaranteed income delivered by a reliable company. send a question. 0 is a 6-year annuity that offers investors several different time periods to choose from in terms of generating potential return and protection. If you’re still considering the Farm Bureau Select IV New Money 4. The Annuity Gator’s End Take on the American Classic Annuity from American Life Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal Slow and steady tax-deferred growth An interest rate guarantee for a set period of timeLearn More About Me. Independent Review of the Voya Life Guarantee Choice Fixed Deferred Annuity . For instance, if you withdraw more than 10% of the annuity’s contract value within the first full nine years, you will incur a withdrawal fee. These begin in Year 1 at 9%, and they gradually grade down to . Despite the current volatility in the market and the low. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates. Balanced safety and growth. I received a thorough understanding which left me at ease with a clear mind. Best. Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. The Annuity Gator’s End Take on the Eagle Life Select 10 Fixed Indexed Annuity Where it works the best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth as versus a regular fixed annuity; Safety of principal; Guaranteed lifetime income We also created an online annuity quiz that over 10,000 people have taken. The Principal Financial Group (often simply referred to as The Principal) is a global financial investment management leader that is headquartered in Des Moines, Iowa. Indexed Annuity; Deferred Annuity; Fixed Annuity; Variable Annuity; Annuity Reviews. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Fixed index annuities are a type of fixed annuity. The Annuity Gator’s End Take on the SecureOption 3 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. This, and other updated information, can also be obtained by reading page 164 of the prospectus, or by. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. Learn More About Me. These begin in Year 1 at 9%, and they gradually grade down to . Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to. If you’re still considering the Farm Bureau Select IV New Money 4. The Annuity Gator’s End Take on the Jackson National Life BonusMAX Two Annuity Where it works best: The Jackson National BonusMAX Two annuity may work the best for those who are looking for the following: Safety of principal; Guaranteed lifetime income; Guaranteed rate protection – at least for a short period of time after purchasing the. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. If you’re still considering the FG Guarantee Platinum 7. We met several times by phone and Zoom meetings, and he walked. Jackson National Life Insurance Company has been in operation since 1961. Adam Grubius LICENSED ANNUITY ADVISOR. The Annuity Gators End-Take on the Nationwide Destination C Variable Annuity. If you want to learn modern approaches to protect and grow your retirement savings and ensure that. Annuity Gator. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. There are also fees involved if you choose the Lifetime Income Benefit and Wellbeing Rider options. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. With this annuity, there is an annual insurance charge of 0. Terry Heys President, CEO of Annuity Gator. The Annuity Gator’s End Take on the Prudential HDLI v3. If you have been seeking more information about annuities online, you have. Annuity Gator sent 3 emails to confirm my phone appointment, but when the time came, their agent totally forgot about it. How EMC National Life Describes the Single Premium Annuity. The MYGA Plus is a multi-year guaranteed, single-premium deferred fixed annuity with an IndexLinked Option offered by Ibexis Life & Annuity Insurance. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Annuity Gator Has Helped Countless Clients All Around The Country Purchase An Annuity. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirement The Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. As of year-end 2018, American Equity.