Call Collect: 1-506-864-2275. Tap Move Money in the Navigation Bar. Sign In. S. Table of Contents. S. Tax-Free Savings Account (TFSA) Registered Retirement Savings Plan (RRSP) Tax-Free First Home Savings Account (FHSA) Display All. To get started, simply move your money into your eligible account. Add a New Credit Card to Compare. Notwithstanding the terms and conditions of any separate. Unlimited debits worldwide. Any balances over. ” 2. Contribute tax-free for up to 15 years. The Bonus Interest Rate on August 3, 2023 was 3. Any balances over. RBC Enhanced Savings RBC High Interest eSavings RBC US High Interest eSavings®1 Monthly Fee2 $4. Just keep in mind that as a straight-ahead savings account isn’t suitable for day to day banking since it only offers one. S. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. The Bonus Interest Rate on August 3, 2023 was 3. legal bug. Grow Your Investments Faster with a TFSA, RRSP or FHSA. 090%. RBC High Interest eSavings Account. But calling 1. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. , Royal Trust Company or The. Just be aware that you’ll still have to pay foreign exchange rates when you transfer money between your RBC accounts, and. Valid until December 22, 2023 . As of the start of the Promotional Period (September 13, 2023), the annual Bonus Interest Rate is 3. e. 3. There are no blackout dates or advance booking restrictions, even during peak periods. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. Greater than $50,000 minimum daily balance. RBC Royal Bank form #1660: $5. Annual Fee Rebate. Contact Customer Service; Call 1-800-769-2553; Locate a No-Fee 2 U. 5% interest on your balance and you’ll get fee-free RBC transfers. Call Toll-Free: 1-866-756-1107. (a) any Deposit Account in U. Ability to set up Save Matic from your. Overdraft protection 5, 46. Earn 5. 50%: $0: CDIC: Saven Financial High-Interest Savings Account (Ontario only) 3. 99. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. RBC High Interest eSavings is an online savings account that offers high interest on every dollar and free transfers between any RBC Royal Bank personal deposit accounts in your name. The Bonus Interest Rate on August 3, 2023 was 3. Promotional rate Bonus Offer. The Bonus Interest Rate of 3. Where anWith the launch of the First Home Savings Account (FHSA), there’s now one more registered investment plan to consider when determining which one – or which ones – can best help you meet your savings and retirement goals. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Only at RBC. You’ll earn 0. Horizons High-Interest Savings ETF. When you open the account, you can enjoy a high-interest rate of up to 4. 2% interest for 3 months when you open your first RBC High Interest eSavings account. RBC High Interest eSavings Account. S. High Interest eSavings Account is a cross-border account that lets you earn interest on any savings you hold in US dollars. Special Offers. 2. S. 2% interest for 3 months when you open your first RBC High Interest eSavings account. This RBC eSavings review covers its features, fees, and alternative savings accounts in Canada. When you add on the bonus interest of. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. The Bonus Interest Rate of 3. 00% interest on new funds deposited to your existing eligible RBC High Interest eSavings Account between February 15 th, 2022 to April 30 th, 2022 1 . (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Sign In. For a limited time, open an RBC U. Find a Branch; Call 1-800-769-2511; Email; EN. , Royal Trust Company or The. Available to newcomers who are (i) permanent residents or international students who arrived in Canada within the last 12 months, or (ii) temporary resident workers who arrived in Canada within the last 48. 150%. , RBC Direct Investing Inc. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Find a Branch; Call 1-800-769-2511; Email; EN. I asked a while back. Below, we've put together several helpful hints to help you reduce your bank fees. Promotions. RBC Enhanced Savings: The interest rate increases as your balance. Any balances over. legal bug. 5% annual rate for 3 months. When it comes to saving for the future, many Canadians use a tax-smart registered account such as a TFSA, RRSP or FHSA. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. View Interest Rates. As of the start of the Promotional Period (February 15, 2022), the annual Bonus Interest Rate is 1. 60% annual interest rate, this account will pay you approximately $160 after a year when you deposit $10,000. At the start of the Qualifying Period (April 1, 2019), the annual Bonus Interest Rate was 1. Here are current popular purchase and switch rates for select fixed and variable rate closed term mortgages: Term. Avion Points legal bug 10. 7% and free electronic self-serve transfers to any RBC Royal Bank deposit account under your name. legal bug 15. From the Account Balances page, click on the account name or number. 90%:. Withdraw your money at any time for any reason 2. , Royal Trust Company or The. The Bonus Interest Rate of 3. *For each enrolled account, you must also complete at least 2 out of 3 regular account activities (pre-authorized payment, direct deposit or bill payment) each month to receive the monthly fee rebate. Skip to main content. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Transfer money between your RBC U. The Bonus Interest Rate of 3. No minimum deposit is required; No monthly fees are chargedThe Bonus Interest Rate of 3. To help grow your savings faster you will earn 2. 090%. Can't order a bank draft online or by phone. Receive a Wire Transfer. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 99% if you reside in Quebec). High interest on every U. , Royal Trust Company or The. After Value Program Rebate: 3. Plus, get. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. High interest my ass. legal bug. , Royal Trust Company or The. No minimum deposit required. Open In-branch. Available to newcomers who are (i) permanent residents or international students who arrived in Canada within the last 12 months, or (ii) temporary resident workers who arrived in Canada within the last 48. Through the plan, eligible first-time home buyers can use up to $35,000 in RRSP savings ($70,000 per couple) to help pay for your down payment on your first home. Interest rate: 1. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. RBC Credit Cards. Currently, there is a special offer that gives you a total rate of 5. 5% interest on every dollar for 3 months. Any balances over. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Only the first Eligible eSavings Account opened by you as a Primary Owner during the Qualifying Period will receive the RBC New eSavings Client Interest Rate Offer. , RBC Global Asset Management Inc. , Royal Trust Company or The. And it comes free of cost and you need only do everything online. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. Limitations Competitive Interest. Any balances over. This limited-time offer is a great way to help you reach your savings goals. Free transfers between any RBC Royal Bank personal deposit accounts in your name 27. To open a new account, or to add a co-owner to your account, your co-owners must each be RBC Royal Bank Online Banking clients with an existing personal bank account. $ 22. High Interest eSavings account and get a cash bonus of up to $5,000 USD —plus earn interest on every dollar, every day. S. Gutter gunk builds up quickly, and it can prevent the safe flow of rainwater. C. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Like other types of investment accounts—both registered. Find a Branch; Call 1-800-769-2511; Email (EN) Sign In. 3% earned interest on the free Easy plan and 5% on all paid plans. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. , RBC Global Asset Management Inc. Account. 5% interest (on balances up to $1,000,000) for the next 3 months 2 if you also sign up for MyAdvisor (or sign in, if you're already enrolled) within 60 days of opening your first. RBC High Interest eSavings Account: Earn 5. 10% for the first three months. The Bonus Interest Rate of 3. Funds are immediately taken from your RBC bank account in exchange for the draft, guaranteeing the funds for the recipient. Offer ends April 30, 2023. The Bonus Interest Rate of 3. The Bonus Interest Rate of 3. Unlock more from your everyday banking. This RBC eSavings review covers its features, fees, and alternative savings accounts in Canada. , RBC Direct Investing Inc. RBC VIP Banking. , Royal Trust Company or The. RBC Advantage Banking for students 4. Notwithstanding the terms and conditions of any separate. Notwithstanding the terms and conditions of any separate. The Bonus Interest Rate of 3. 2. Call to book an appointment to open a bank account over the phone or by video conference. 50. You must have another RBC account because the primary way to access your money is by transferring funds electronically in and out through a chequings account. Send and receive money quickly and easily. 7. Any balances over. 25% interest on new funds deposited to your existing eligible RBC High Interest eSavings Account between February 1, 2023 to April 30, 2023 1 . (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. ”. Let RBC Royal Bank help meet your goals today. CSAV comes with a fairly low MER, which is roughly the same as most other high-interest savings ETF providers in Canada. Any balances over. Some main benefits of the Royal Bank High Interest. RBC U. 2 5 6 1. The Bonus Interest Rate of 3. Whether you want a card that rewards you with points you can use towards travel across Canada or beyond or a card that gives you cash back on all of your purchases, we’ve got a selection of credit cards you can choose from. For minimum daily balance between $25,000 and $49,999. 50%. 90% per annum and is subject to change without notice; A. High interest on every U. Use powerful online tools to make informed investment decisions and trade with confidence. The Bonus Interest Rate of 3. RBC High Interest eSavings® No charge $5 5 RBC US High Interest eSavings® No charge $3 5 ¡ Interac Flash Point Of Sale (POS) Debit Transaction ¡ RBC Royal Bank loan payment (pre-authorized or non-scheduled) ¡ RBC Royal Bank mortgage payment (pre-authorized or non-scheduled) ¡ RBC Royal Bank investment contribution (pre-authorized. 45%. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. , RBC Global Asset Management Inc. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 2. Easily move money between your business accounts while earning interest on the funds you hold in the RBC Business Essentials Savings Account. It offers a modest 1. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. 0. APR 2. Free access to RBC Online. 75% interest on new funds deposited to your existing eligible RBC High Interest eSavings Account between February 1, 2023 to April 30, 2023 1 . The Bonus Interest Rate on August 3, 2023 was 3. dollars, this online savings account offers you the following: High interest on every U. The Bonus Interest Rate of 3. Send a Wire Transfer. 00% interest on new deposits in your eligible RBC High Interest eSavings® Account Every dollar makes a difference when you’re saving for the future. The Bonus Interest Rate of 3. View in-depth research and market news. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. 5 per cent high interest is only accurate in comparison with other big-bank offerings. Legal Disclaimer 1) Offer available to Eligible Personal Clients who are residents of Canada and age of majority by January 3, 2024, without a Personal Banking Account with Royal Bank. 95 each thereafter. 6. After Seniors Rebate: 7. In the winter months, make sure you clear out the ice dams and icicles as well. legal bug 9. bank account and credit card balances. , RBC Global Asset Management Inc. The RBC U. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. 80%. Apply by November 27, 2023. 70%, much less than what you’d earn with the EQ Bank Saving Plus Account (3. Borrowing Resources. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal. Best High Interest Savings Accounts Best No-Fee Chequing Accounts Best Online Bank Accounts Best U. 090%. High interest on every dollar. Get advice any time you need it, at home or in-person. 2 Year Fixed. RBC U. Any balances over. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. GET $350. , RBC Global Asset Management Inc. The Bonus Interest Rate of 3. If you currently have a paper statement with one of these accounts and update to eDocuments, you won’t be able to change back to paper statements. 50% interest for 3 Months when you open your first RBC High Interest eSavings account. First-time clients who open an RBC High-Interest eSavings Account by 3 PM EST on December 22, 2023, will get a high interest rate for three months (on balances up to $1,000,000). The Bonus Interest Rate of 3. 7% and free electronic self-serve transfers to any RBC Royal Bank deposit account under your name. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. FREE, with RBC VIP Style. It means earning interest on your initial savings and then reinvesting it so you can earn interest on the new total – the original amount plus the interest. *For each enrolled account, you must also complete at least 2 out of 3 regular account activities (pre-authorized payment, direct deposit or bill payment) each month to receive the monthly fee rebate. 00 $11. Savers are really getting shafted as opposed to traders. 80%: $0: Financial Services Regulatory Authority of Ontario:. 50%: $0: $0: $5: Methodology. RBC ION+™ Visa ‡. All remaining cash bonuses will be forfeited. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. After all, in 2022, small businesses comprised 98. RBC’s Royal Bank High Interest eSavings Account is an online savings account that offers a competitive annual interest rate. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Full: $1. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. D. One way to earn interest and save your money is through the RBC High Interest eSavings Account. Offer Ends January 3, 2024. Here are current popular purchase and switch rates for select fixed and variable rate closed term mortgages: Term. 05. A wise investor famously quipped that “The stock market is a device to transfer money from the ‘impatient’ to the ‘patient. Offer expires December 22, 2023. Just be aware that you’ll still have to pay foreign exchange rates when you transfer money between your RBC accounts, and. , Royal Trust Company or The Royal Trust Corporation of Canada The RBC High Interest eSavings Account is a fee-free online account that lets you earn 1. Here are current popular purchase and switch rates for select fixed and variable rate closed term mortgages: Term. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Subject to Paragraph 9 of these Terms, interest at the Initial Bonus Interest Rate and Subsequent Bonus Interest Rate will be calculated daily on balances up to $1,000,000, and paid monthly during the Promotional Period to the Eligible eSavings Account opened to qualify for this RBC New eSavings Client Interest Rate Offer. Limitations RBC’s High Interest eSavings is the better choice, with an across-the-board rate of 1. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Making and receiving payments is how your cash flows. Key Features. You can deposit the amount you want into your account as there is no minimum deposit required. Contact Us. Conditions apply. Eligible Credit Cards. Any Eligible eSavings Account that, prior to the payment of interest at the Bonus Interest Rate, is closed or switched to another product type which is not an RBC High Interest eSavings Account will forfeit any such interest calculated during the month in which the Eligible eSavings Account is closed or switched. Or, if you wish, you can try submitting your application again. 2% interest for 3 months when you open your first RBC High Interest eSavings account. S. 7% really isn’t that great. . , Royal Trust Company or The. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Explore current RBC special mortgage offers. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. RBC offers one of the highest interest rates on its High-Interest eSavings account. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. In this case, scammers will send an email that appears to be from a legitimate source and direct you to a fake website. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. Things our lawyers want you to know. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Checking your eavestroughs and gutters for debris regularly is a great way to prevent flood damage. Any Eligible RBC U. Any balances over. You can apply online, set up Save-Matic, and access your money 24/7 with no minimum deposit requirements or fees. 20%. Special Offers. Click "View". Earn the following Points for the Additional Personal Banking Offer (eSavings Account): RBC Infinite Avion (25,000) RBC VIP Banking: 25,000 + 15,000 = 40,000: 5,000: 2,500: RBC Signature No Limit Banking: 25,000 + 10,000 = 35,000: Not. All remaining cash bonuses will be forfeited. Pay U. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Tip #1: The right account for you. , RBC Global Asset Management Inc. Check Out MyAdvisor. Save up to $6 per month. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Simplii High Interest Savings Account Earn 6. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Tip #3: Get overdraft protection. Call Us at 1-800-769-2511. Bank accounts. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Purchase Interest Rate: 20. , RBC Direct Investing Inc. 00 each and. $5 USD per month plus applicable interest: Non-RBC ATM Withdrawal: N/A: Bank Drafts legal bug 2: $9. Personalized Cheques legal bug 22. S. APY. 01% if the balance is $1,000 or more. , Royal Trust Company or The. Unlimited withdrawals in Canada 5, including ATM 6, debit transactions and bill payments. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. S. The RBC U. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. The Bonus Interest Rate of 3. S. $5,000 (for terms between 30-364 days) or GICs with Monthly interest payment option. View Legal Disclaimers Hide Legal Disclaimers . S. Interest rate: 1. View Offer Details. In addition to most Canadian accounts or RBC US High Interest eSavings®, you can also open a joint US Personal account® in Online Banking. High Interest eSavings Account on the date (between July 15, 2023 and July 31, 2023) on which the Cash Bonus is deposited shall forfeit the right to receive the Cash Bonus, even if all other. The Bonus Interest Rate on August 3, 2023 was 3. Cannot remit funds from any U. 50 each. Keep up with your RBC Bank U. RBC High Interest eSavings is an online savings account that offers high interest on every dollar and free transfers between any RBC Royal Bank personal deposit accounts in your name. 50%. Also, the account only offers 1 free RBC ATM. $1,000 RRIF, LIF, PRIF, and Non-Registered GICs of terms greater than 1 year. To help grow your savings faster you will earn 4. Additionally, different types of transfers have varying prices. To change the order of transactions, click "Sort Transactions". Any balances over. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. The interest rate is an annual interest rate.